Are you looking for a Million Plus remortgage?

At MillionPlus Private Finance, we work with our parent company – – to secure multi million pound remortgages for a variety of complex cases. There can be multiple challenges to arranging a large remortgage, including the client’s nationality, age, income stream and Loan to Value ratio of a property.

Our high net worth large remortgage client was a foreign national and resident, who owned a property in London.

He wanted to raise capital against this multi-million pound property in order to invest it elsewhere.

Although he was a highly successful business owner and high net worth individual, at the age of 73, he was considered a later life lender, which greatly reduced the remortgaging options available to him.

He was also seeking the Million Plus remortgage with no UK income whatsoever.

Adding to the complexity, the Million Plus property our foreign national client wanted to remortgage was owned through his multiple offshore companies.

This ownership status is not accepted by the majority of lenders. The fact he wanted to invest the money he would raise against the property also made his borrowing options very challenging.

Additionally, our client’s son lived in the London property and most lenders apply much stricter lending conditions when a family member is living in a property.

Want to find out more? To discuss your expat mortgage or remortgage requirements, contact the MillionPlus Private Finance team on +44 207 519 4950 email us at or complete our enquiry form.


The MillionPlus Private Finance and teams used our network of specialist large mortgage lenders to facilitate this Million Plus remortgage.

Key to securing the large remortgage was the presentation of the facts by the team. We found a lender willing to take a view on the complicating factors in light of the client’s considerable assets.

As part of the Million Plus remortgage agreement, the lender required a large amount of Assets Under Management. The multi-millionaire client was able to transfer deposits from elsewhere to the lender offshore.

As a result, the Million Plus remortgage deal was agreed for our foreign national client at very attractive lending terms.

Deal Highlights

Loan amount:
Loan purpose:
Lender’s arrangement fee:
Early repayment charges:

5 years
Interest only


This case study is for information and illustration purposes only. It is not an offer, or suggestion of an offer.

Each mortgage case is assessed on an individual basis and there is no guarantee that the solution described here can be repeated in the future.

This document may not contain all the information needed for customers to make a decision and they should seek advice.

Your home or property may be repossessed if you do not keep up the repayments on your mortgage. Changes in the exchange rate may increase the sterling equivalent of your debt.

MillionPlus Private Finance & are trading names of Ltd, 12 Pepper Street, London, E14 9RP which is authorised and regulated by the Financial Conduct Authority.

The Financial Conduct Authority does not regulate some aspects of buy to let mortgages, overseas mortgages and tax advice.