Are you looking to secure million pound residential development finance?

The MillionPlus Private Finance team – with our parent company – specialise in finding million plus lending solutions for complex situations. Large, commercial UK residential property development finance is a specialist area of expertise, as big loans and mortgages to develop land and property can be challenging to source.

A question we often hear is, ‘How can I fund a property development without money in the bank?’.

Many of our clients have a large portfolio of assets and would like to use that security to fund a property development.

Other clients are commercial property developers, who often have large funds tied up in their developments for long periods before the development can be finished and the profit realised.

We work with a host of large lenders in the development finance space, offering a huge range of options.

This can include 100% development finance loans to fund first time property developments, international large development loans, big mortgages for land purchases and multi million pound loans for commercial property finance.


Want to find out more? To discuss your expat mortgage or remortgage requirements, contact the MillionPlus Private Finance team on +44 207 519 4950 email us at or complete our enquiry form.

An example of our work

Our experienced multi-millionaire property developer client regularly works on multiple sites, and therefore his capital is usually tied up in development projects.

He was offered a chance to buy a development site which included planning consent for nine new homes, and therefore needed large property development funding fast, otherwise he would face losing out on an opportunity to realise a million plus real estate development opportunity.

The MillionPlus Private Finance team – with our parent company – called upon our strong links with large development finance providers.

We found a million plus development finance lender who would back our client by funding 100% of the costs, including interest roll-up.

Structured as a joint venture property investment between the property developer and the large development mortgage provider, the lending was a combination of debt and equity.

The profits were to be shared between the client and the development mortgage lender upon completion and sale of the new homes.

This allowed our client to buy the land and start the real estate development, despite the fact he did not have the personal funds available at that time.

Once completed, our client should enjoy a share of the profit from the sale of the homes and reap the financial benefits of a development he would otherwise not have been able to realise.

Deal Highlights

Loan amount:
Loan purpose:

100% of all costs
Up to 12 months for construction and sale
Interest roll up and profit share
Site acquisition and construction of nine new homes


This case study is for information and illustration purposes only. The above example is for information purposes only and does not represent a recommendation to a suitable strategy.

Each mortgage case is assessed on an individual basis and there is no guarantee that the solution described here can be repeated in the future.

The value of property investments and income from them can go down as well as up and investors may not get back the amount originally invested.

As property is a specialist sector it can be volatile in adverse market conditions, there could be delays in realising the investment.

Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other loan secured on it.

MillionPlus Private Finance & are trading names of Ltd, 12 Pepper Street, London, E14 9RP which is authorised and regulated by the Financial Conduct Authority.

The Financial Conduct Authority does not regulate some aspects of buy to let mortgages, overseas mortgages and tax advice.