Our client, a global property investor with holdings across several jurisdictions, approached Million Plus Private Finance seeking refinancing for their international portfolio valued at £14.4 million. The aim was to simplify multiple existing loans, manage currency risk and improve cash flow by structuring their borrowing more efficiently. The portfolio included prime residential and investment assets […]

Our client owned a beautiful prime property in the heart of central London, valued at £18 million. As a long-standing client with a diverse global investment portfolio, they wanted to release capital tied up in their London residence to fund several new opportunities abroad. The challenge was clear: release substantial equity while maintaining ownership and […]

When our client decided to purchase a luxury townhouse in central London, he already had a well-established business and a strong financial foundation. However, much of his income came from overseas investments and cross-border business ventures. While his overall wealth was significant, traditional lenders struggled to understand his complex income structure. Our client had approached […]

While super-prime London still attracts global wealth, the £1m–£10m buyer is increasingly heading for the country Prime London property has hit a soft patch, and it’s not just political noise or tax threats behind the slowdown. According to Paul Welch, founder of Million Plus Private Finance, affluent buyers in the £1m–£10m range are prioritising space, lifestyle and value, pushing demand beyond the […]

You’ve had your offer accepted, exchanged contracts are in sight, and then your mortgage lender delivers unexpected news: their valuation has come in below the asking price you’ve agreed to pay. If you’re feeling frustrated, confused, or worried about your purchase falling through, you’re not alone. Down valuations are more common than most buyers realize, […]

Discovering that your dream property won’t qualify for a mortgage can derail a purchase in devastating fashion. Whilst most UK properties meet standard lending criteria, certain characteristics make properties either temporarily or permanently unmortgageable through mainstream lenders. Understanding what triggers mortgage rejection before you commit to purchase protects you from wasted survey fees, aborted transactions […]