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MillionPlus

A luxury asset marketplace and specialist finance advisory. Discreet, global, and backed by a carefully selected panel of private banks and specialist lenders.

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Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Million Plus is a trading style of MillionPlus.com International Limited. All finance enquiries are referred to Million Plus Private Finance Limited (FCA No. 1006539), which is an appointed representative of TMG Direct Limited. TMG Direct Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 786245) and is registered with the Information Commissioner's Office under the Data Protection Act 2018 (Registration No. ZA178200). Commercial mortgages, buy-to-let mortgages, and some forms of asset lending are not regulated by the Financial Conduct Authority. Million Plus Private Finance Ltd is a credit broker, not a lender.

MillionPlus.com International Limited is registered in Guernsey No. 66225. Registered Address: Office 4, Caslon Court, Pitronnerie Road, St Peter Port, GY1 2RW. Million Plus Private Finance Limited is registered in England and Wales No. 08503362. Registered Address: Azets Burnham Yard, Beaconsfield, Bucks, United Kingdom, HP9 2JH.

MillionPlus Journal

Insights & News

Market intelligence, case studies and expert commentary on property, luxury asset finance, crypto-backed lending and private wealth.

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£4.5 Million Multi-Crypto Mortgage for Portfolio Diversification
Case Studies13 January 2026

£4.5 Million Multi-Crypto Mortgage for Portfolio Diversification

Our client, an international investor with holdings in Bitcoin, Ethereum, and other digital assets, sought a mortgage to diversify their UK property portfolio. High-value multi-property finance with cryptocurrency collateral posed challenges for standard lenders due to volatility and multi-jurisdiction holdings.

£1.9 Million Ethereum-Backed Mortgage for a UK Investment Property
Case Studies13 January 2026

£1.9 Million Ethereum-Backed Mortgage for a UK Investment Property

Our client, a high-net-worth entrepreneur, sought to finance a UK investment property using Ethereum as collateral. The property was a multi-unit residential building intended for rental income, and traditional lenders were cautious due to crypto volatility and non-standard income sources.

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£2.8 Million Bitcoin-Backed Mortgage for a Luxury London Property
Case Studies13 January 2026

£2.8 Million Bitcoin-Backed Mortgage for a Luxury London Property

Our client, a high-net-worth investor with a substantial Bitcoin portfolio, required a mortgage to acquire a high-value residential property in London. Conventional lenders were hesitant due to cryptocurrency collateral and cross-border assets.

$4.2 Million Multi-Crypto Facility for Business Acquisition
Case Studies13 January 2026

$4.2 Million Multi-Crypto Facility for Business Acquisition

Loan-to-value ratios for this multi-asset facility were assessed based on the mix of underlying digital assets, approved custody structures, jurisdiction, and market conditions at the time of execution.

$10 Million Stablecoin-Backed Facility for Investment Diversification
Case Studies13 January 2026

$10 Million Stablecoin-Backed Facility for Investment Diversification

Loan-to-value ratios for this facility were structured with reference to the stablecoin-led collateral profile, approved custody arrangements, jurisdiction, and prevailing market conditions. Collateral buffers and monitoring frameworks were agreed to ensure stability throughout the loan term, with final terms set in advance to support the client's diversification strategy while preserving long-term digital asset positions.

$8 Million Bitcoin-Backed Loan for Portfolio Expansion
Case Studies13 January 2026

$8 Million Bitcoin-Backed Loan for Portfolio Expansion

Loan-to-value ratios for this facility were determined based on the composition of the client's cryptocurrency portfolio, approved custody arrangements, jurisdiction, and prevailing market conditions.

£4.8 Million UK Expat Mortgage for an International Consultant with Overseas Business Income
Case Studies13 January 2026

£4.8 Million UK Expat Mortgage for an International Consultant with Overseas Business Income

Our client, a British expatriate working internationally as a senior consultant, required a UK expat mortgage to purchase a prime UK property valued at £4.8 million. Although the client continued to live and work abroad, the property was intended as a long-term family base and investment within their wider wealth strategy.

£2 Million UK Expat Mortgage for a Self-Employed British Client with Multi-Currency Income
Case Studies13 January 2026

£2 Million UK Expat Mortgage for a Self-Employed British Client with Multi-Currency Income

Our client, a British expatriate living overseas, approached Million Plus Private Finance to arrange a UK expat mortgage for the purchase of a new family home. The client was self-employed, already owned a UK property, and wished to retain this property so their daughter could continue living there.

How We Secured a £12 Million Expat Property Finance Solution
Case Studies13 January 2026

How We Secured a £12 Million Expat Property Finance Solution

Our client, a British expatriate living and working in Asia, wanted to purchase a luxury residence in London valued at £12 million. With income spread across several international sources and currencies, our client found that traditional UK lenders were unwilling to support his application.

£4.5 Million Cross-Border Private Bank Mortgage for an International Client
Case Studies13 January 2026

£4.5 Million Cross-Border Private Bank Mortgage for an International Client

Our client is a UK national residing overseas, with income derived from international business interests and diversified investment portfolios held across multiple jurisdictions. The challenge was that cross-border income, foreign currency earnings, and overseas tax documentation placed the application outside standard retail lending criteria. Currency exposure and jurisdictional complexity required specialist structuring.

£1.85 Million Interest-Only Private Bank Mortgage for a High-Earning Professional
Case Studies13 January 2026

£1.85 Million Interest-Only Private Bank Mortgage for a High-Earning Professional

Our client is a senior professional with a high base salary supported by annual bonuses and long-term incentive income. While overall earnings were strong, income fluctuated year to year. The challenge was that retail lenders discounted a substantial portion of variable income, limiting borrowing potential and restricting repayment structure options.

£3.2 Million Private Bank Mortgage for a Business Owner with Retained Profits
Case Studies13 January 2026

£3.2 Million Private Bank Mortgage for a Business Owner with Retained Profits

Our client is the majority shareholder and director of a profitable UK-based trading company. While personal PAYE income was relatively modest, significant wealth was held within retained company profits and investment assets. The challenge was that high street lenders focused primarily on salary and dividends, materially restricting borrowing capacity.

Corporate Insurance for Operational Continuity
Case Studies29 December 2025

Corporate Insurance for Operational Continuity

Our client, a corporate investor, sought insurance to safeguard his company's operations, revenue streams, and key personnel. The business operated across multiple countries with complex regulatory requirements, making conventional corporate policies insufficient. Million Plus Private Finance reviewed the company's operational risks, revenue exposure, and international structure.

Luxury Asset Protection for Fine Art and Vehicles
Case Studies29 December 2025

Luxury Asset Protection for Fine Art and Vehicles

Our client, a collector of fine art and luxury vehicles, required comprehensive coverage for her multi-asset portfolio, including high-value paintings, classic cars, and private jets. Standard policies failed to provide adequate coverage and bespoke risk assessment.

Bespoke Life Insurance for a High-Net-Worth Expat
Case Studies29 December 2025

Bespoke Life Insurance for a High-Net-Worth Expat

Our client, a UK expatriate residing between Dubai and London, required a life insurance policy to provide financial security for his family while optimising estate planning across multiple jurisdictions. Standard providers were unable to accommodate his complex offshore holdings and international residency.

£4 Million Multi-Property Commercial Loan
Case Studies29 December 2025

£4 Million Multi-Property Commercial Loan

Our client, a property developer, sought £4 million to acquire and redevelop a portfolio of retail and office units. The project involved multiple properties with varying lease structures, which made conventional lenders hesitant. Million Plus Private Finance reviewed his corporate financials, existing portfolios, and projected income from each property.

£1.8 Million Hotel Development Finance Facility
Case Studies29 December 2025

£1.8 Million Hotel Development Finance Facility

Our client, a corporate investor, required £1.8 million to renovate and expand a boutique hotel in Manchester. High-street lenders were cautious due to the bespoke nature of the redevelopment and projected cashflows. Million Plus Private Finance structured a tailored commercial finance solution, presenting detailed cashflow projections, development timelines, and her existing property portfolio.

£2.5 Million Commercial Loan for a Prime Real Estate Acquisition
Case Studies29 December 2025

£2.5 Million Commercial Loan for a Prime Real Estate Acquisition

Our client, a high-net-worth investor, sought £2.5 million to acquire a prime office building in central London. Conventional Commercial lenders were hesitant due to the mix of commercial tenants and complex international ownership. Million Plus Private Finance reviewed their full financial portfolio, including multi-property holdings, corporate income streams, and international assets.

How Million Plus Private Finance Secured a £3 Million Development Finance Facility
Bridging And Development Finance29 December 2025

How Million Plus Private Finance Secured a £3 Million Development Finance Facility

Our client, a property developer, required a £3 million facility to fund a large-scale residential renovation project. Million Plus Private Finance conducted a detailed review of his development portfolio, projected resale values, and cashflow forecasts. We structured a bespoke development loan with staged disbursements aligned to the renovation schedule.

£1.43 Million Bridging Loan for a Self-Employed Professional
Bridging And Development Finance29 December 2025

£1.43 Million Bridging Loan for a Self-Employed Professional

Our client, a self-employed director of a financial litigation firm, required £1.43 million to acquire a period property. Due to fluctuating, case-based income, the transaction required careful presentation to ensure lender confidence and timely completion. Million Plus Private Finance presented the client's full financial profile, including company accounts, ongoing case revenue, and forthcoming settlements.

Securing a £1.26 Million Bridging Loan for a UK Expat
Bridging And Development Finance29 December 2025

Securing a £1.26 Million Bridging Loan for a UK Expat

Our client, a UK expatriate dividing time between the Middle East and the UK, required urgent funding to buy out an ex-spouse's share of a £1.26 million primary residence. The property was a mixed-use asset, serving as both a private home and a short-term holiday let, requiring careful presentation due to its dual-use nature.

How Our Client Leveraged £3.2 Million in Combined Crypto and Securities Finance
Case Studies29 December 2025

How Our Client Leveraged £3.2 Million in Combined Crypto and Securities Finance

Our client required liquidity for a strategic acquisition while maintaining ownership of their crypto holdings and securities portfolio. Million Plus Private Finance evaluated the clients full wealth profile, including digital assets, listed securities, and international holdings. We structured a bespoke blended facility combining crypto-backed lending with a securities-backed Lombard loan.

£2 Million Securities-Backed Lombard Loan for a High-Net-Worth Investor
Case Studies29 December 2025

£2 Million Securities-Backed Lombard Loan for a High-Net-Worth Investor

Our client, a high-net-worth investor, sought £2 million to fund a private equity acquisition without liquidating her diversified securities portfolio. Traditional lenders were reluctant due to the combination of equities, bonds, and offshore holdings. Million Plus Private Finance structured a bespoke Lombard loan using the clients securities as collateral.

Securing a £1.5 Million Crypto-Backed Loan for a UK Expat
Case Studies29 December 2025

Securing a £1.5 Million Crypto-Backed Loan for a UK Expat

Our client, a UK expatriate living between Europe and the Middle East, needed £1.5 million to refinance a property portfolio while preserving his cryptocurrency holdings. Traditional lenders were unwilling to assess crypto assets due to volatility and custody concerns.