MillionPlus
CarsYachtsJetsLuxury ItemsArtDomainsInsights
020 7519 4950
List your asset
020 7519 4950
M

MillionPlus

Available now

How can we help?

Whether you are looking to buy, sell, or finance a luxury asset, our team is here to assist. Tell us what you need.

Powered by MillionPlus AI · Privacy Policy

MillionPlus

A luxury asset marketplace and specialist finance advisory. Discreet, global, and backed by a carefully selected panel of private banks and specialist lenders.

020 7519 4950

Services

  • Real Estate
  • Yachts
  • Jets
  • Cars
  • Luxury Items
  • Art
  • Premium Domains
  • Private Finance

Company

  • About
  • Contact
  • Paul Welch
  • Insights
  • FAQ

Global Presence

  • London
  • Guernsey
  • Monaco
  • Dubai

© 2026 Millionplus.com International Ltd. All rights reserved.

Privacy PolicyTerms & ConditionsCookie Policy

Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Million Plus is a trading style of MillionPlus.com International Limited. All finance enquiries are referred to Million Plus Private Finance Limited (FCA No. 1006539), which is an appointed representative of TMG Direct Limited. TMG Direct Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 786245) and is registered with the Information Commissioner's Office under the Data Protection Act 2018 (Registration No. ZA178200). Commercial mortgages, buy-to-let mortgages, and some forms of asset lending are not regulated by the Financial Conduct Authority. Million Plus Private Finance Ltd is a credit broker, not a lender.

Head Office: Aegon House, 13 Lanark Square, London, E14 9QD. MillionPlus.com International Limited is registered in Guernsey No. 66225. Registered Address: Office 4, Caslon Court, Pitronnerie Road, St Peter Port, GY1 2RW. Million Plus Private Finance Limited is registered in England and Wales No. 08503362. Registered Address: Azets Burnham Yard, Beaconsfield, Bucks, United Kingdom, HP9 2JH.

MillionPlus Journal

Insights & News

Market intelligence, case studies and expert commentary on property, luxury asset finance, crypto-backed lending and private wealth.

AllReal EstateFinanceCase StudiesMortgagesJetsYachtsLifestyleCarsSuper YachtsWineAircraftArt
Lisbon vs Porto luxury property: investment comparison for 2026
Real Estate5 November 2026

Lisbon vs Porto luxury property: investment comparison for 2026

Discover how Lisbon and Porto compare for luxury property investment in 2026, exploring prime districts, transaction costs, and wealth structuring for UHNW buyers.

Portugal IFICI regime: what replaced NHR for new residents
Visas Residency5 November 2026

Portugal IFICI regime: what replaced NHR for new residents

Discover the details of Portugal's IFICI regime, the successor to the NHR programme, offering significant tax advantages for highly qualified professionals, researchers, and startup founders relocating in 2026.

Source of Wealth vs Source of Funds: what lenders want to know
Page 1 of 7Next →
Mortgages30 October 2026

Source of Wealth vs Source of Funds: what lenders want to know

Understand the critical differences between Source of Wealth and Source of Funds, and learn exactly what evidence private lenders require for large UHNW mortgages.

Why You Need a Specialist Broker for a Large Mortgage
Mortgages28 October 2026

Why You Need a Specialist Broker for a Large Mortgage

Discover why high-net-worth individuals require a specialist broker to navigate complex income, access private banks, and secure large mortgages.

How Interest-Only Mortgages Work for High Value Properties
Mortgages28 October 2026

How Interest-Only Mortgages Work for High Value Properties

Discover how high net worth individuals utilize interest-only mortgages to preserve liquidity, alongside the acceptable repayment vehicles and strict lender criteria required for high value property finance.

Are jumbo mortgage rates higher than standard rates in 2026?
Mortgages27 October 2026

Are jumbo mortgage rates higher than standard rates in 2026?

Jumbo mortgages do not automatically carry higher pricing than standard residential mortgages in 2026. Discover how high-net-worth borrowers use private banks to secure competitive terms.

Should you choose a 2-year or 5-year fixed rate mortgage in 2026?
Mortgages27 October 2026

Should you choose a 2-year or 5-year fixed rate mortgage in 2026?

Deciding between a 2-year and 5-year fixed-rate mortgage requires balancing short-term flexibility with long-term stability. Explore how market conditions and wealth structuring influence this critical financial choice in 2026.

What is Lombard lending and how to use your portfolio as collateral?
Finance27 October 2026

What is Lombard lending and how to use your portfolio as collateral?

Lombard lending allows high-net-worth individuals to unlock capital by pledging their investment portfolios as collateral, providing immediate liquidity without disrupting long-term wealth strategies.

Hotel and Hospitality Finance: How to Fund Your Next Project
Finance14 September 2026

Hotel and Hospitality Finance: How to Fund Your Next Project

Secure hotel and hospitality finance with a robust business plan. Explore commercial mortgages, development finance, and bridging loans from specialist lenders.

Commercial property finance: rates, terms, and how to qualify
Finance10 September 2026

Commercial property finance: rates, terms, and how to qualify

Discover how to secure commercial property finance in 2026. This guide covers current interest rates, typical LTVs, lender criteria, and the step-by-step qualification process.

How Ultra-High-Net-Worth Individuals Structure Their Borrowing
Finance8 September 2026

How Ultra-High-Net-Worth Individuals Structure Their Borrowing

UHNWIs structure borrowing by leveraging their entire balance sheet, using assets like investment portfolios and real estate as collateral for bespoke credit lines. This strategic approach, often facilitated by private banks, is used to fund new investments and manage liquidity without liquidating assets.

What is asset-backed lending and who qualifies?
Finance7 September 2026

What is asset-backed lending and who qualifies?

Asset-backed lending is a bespoke financing solution where a loan is secured against a high-value asset. It is primarily for HNW/UHNW individuals seeking liquidity without selling assets.

Lender Perspectives on Private Equity Loans: Founder vs Executive vs Investor
Finance25 August 2026

Lender Perspectives on Private Equity Loans: Founder vs Executive vs Investor

Explore how specialist lenders assess loan applications against private company shares based on four key borrower profiles: the founder, the senior executive, the smaller shareholder, and the family office.

Private Market Equity Lending: A Solution for the 'Asset-Rich, Liquidity-Constrained'
Finance25 August 2026

Private Market Equity Lending: A Solution for the 'Asset-Rich, Liquidity-Constrained'

An in-depth explanation of private market equity lending, exploring how it solves the 'asset-rich, liquidity-constrained' problem for founders, executives, and investors with significant wealth tied up in unlisted companies.

How to Use a Portfolio Remortgage to Release Capital and Scale Your Investments
Mortgages21 August 2026

How to Use a Portfolio Remortgage to Release Capital and Scale Your Investments

A detailed how-to guide for experienced property investors on using a portfolio remortgage to release trapped equity, consolidate debt, and strategically scale their investments without selling assets.

Unlocking Liquidity: When to Finance Your Wine Collection Instead of Selling
Wine20 August 2026

Unlocking Liquidity: When to Finance Your Wine Collection Instead of Selling

Explore the strategic financial benefits of borrowing against your fine wine collection versus selling it, including tax efficiency, preserving long-term growth, and creating short-term liquidity.

How to Borrow Against a Fine Wine Collection: A UK Guide for 2026
Wine20 August 2026

How to Borrow Against a Fine Wine Collection: A UK Guide for 2026

A complete guide on how to secure a loan against your fine wine collection in the UK, covering lender requirements, loan-to-value ratios, interest rates, and the critical role of provenance and professional storage.

A Lender's Checklist: What Makes a Fine Wine Collection Financeable?
Wine20 August 2026

A Lender's Checklist: What Makes a Fine Wine Collection Financeable?

A detailed look from a lender's perspective at the key criteria that make a fine wine collection a financeable asset, focusing on provenance, storage, liquidity, and documentation.

The Dangers of Over-Leverage: A Cautionary Tale for UHNW Property Owners
Real Estate11 August 2026

The Dangers of Over-Leverage: A Cautionary Tale for UHNW Property Owners

Learn from the cautionary tales of billionaires who lost their trophy homes. This article explores the critical dangers of over-leverage and cross-collateralisation in UHNW property portfolios and how to mitigate them.

How to Finance a Super-Prime Property: A UHNW Guide to Private Bank Lending
Real Estate11 August 2026

How to Finance a Super-Prime Property: A UHNW Guide to Private Bank Lending

A detailed guide on how UHNW individuals finance super-prime property. Learn about private bank lending, Lombard loans, and using an investment portfolio to secure tax-efficient funding for trophy assets.

Why UHNW Investors Use Trophy Real Estate as a Wealth Preservation Tool
Real Estate11 August 2026

Why UHNW Investors Use Trophy Real Estate as a Wealth Preservation Tool

Discover why ultra-high-net-worth individuals invest in trophy real estate. Learn how these scarce, unique properties act as a secure store of value, providing a hedge against inflation and market volatility.

Hotel and hospitality finance: how to fund your next project
Finance29 July 2026

Hotel and hospitality finance: how to fund your next project

Explore comprehensive hotel finance options, from commercial mortgages to mezzanine debt. Learn how to secure funding for your hospitality project with expert advice.

How Ultra-High-Net-Worth Individuals Structure Their Borrowing
Finance22 July 2026

How Ultra-High-Net-Worth Individuals Structure Their Borrowing

Ultra-high-net-worth individuals use borrowing not just for acquisitions but as a strategic tool for wealth enhancement, liquidity, and tax efficiency. They leverage complex assets and investment portfolios through private banks to secure preferential, bespoke lending terms.

What is asset-backed lending and who qualifies?
Finance22 July 2026

What is asset-backed lending and who qualifies?

Discover asset-backed lending, a bespoke finance solution for HNWIs. Learn how to leverage luxury assets like art, cars, and watches for liquidity without selling.