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MillionPlus

A luxury asset marketplace and specialist finance advisory. Discreet, global, and backed by a carefully selected panel of private banks and specialist lenders.

Services

  • Real Estate
  • Yachts
  • Jets
  • Cars
  • Luxury Items
  • Premium Domains
  • Private Finance

Company

  • About
  • Contact
  • Paul Welch
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Global Presence

  • London
  • Guernsey
  • Monaco
  • Dubai

© 2026 Millionplus.com International Ltd. All rights reserved.

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Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Million Plus is a trading style of MillionPlus.com International Limited. All finance enquiries are referred to Million Plus Private Finance Limited (FCA No. 1006539), which is an appointed representative of TMG Direct Limited. TMG Direct Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 786245) and is registered with the Information Commissioner's Office under the Data Protection Act 2018 (Registration No. ZA178200). Commercial mortgages, buy-to-let mortgages, and some forms of asset lending are not regulated by the Financial Conduct Authority. Million Plus Private Finance Ltd is a credit broker, not a lender.

MillionPlus.com International Limited is registered in Guernsey No. 66225. Registered Address: Office 4, Caslon Court, Pitronnerie Road, St Peter Port, GY1 2RW. Million Plus Private Finance Limited is registered in England and Wales No. 08503362. Registered Address: Azets Burnham Yard, Beaconsfield, Bucks, United Kingdom, HP9 2JH.

MillionPlus Journal

Insights & News

Market intelligence, case studies and expert commentary on property, luxury asset finance, crypto-backed lending and private wealth.

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Hotel and hospitality finance: how to fund your next project
Finance29 July 2026

Hotel and hospitality finance: how to fund your next project

Explore comprehensive hotel finance options, from commercial mortgages to mezzanine debt. Learn how to secure funding for your hospitality project with expert advice.

How Ultra-High-Net-Worth Individuals Structure Their Borrowing
Finance22 July 2026

How Ultra-High-Net-Worth Individuals Structure Their Borrowing

Ultra-high-net-worth individuals use borrowing not just for acquisitions but as a strategic tool for wealth enhancement, liquidity, and tax efficiency. They leverage complex assets and investment portfolios through private banks to secure preferential, bespoke lending terms.

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What is asset-backed lending and who qualifies?
Finance22 July 2026

What is asset-backed lending and who qualifies?

Discover asset-backed lending, a bespoke finance solution for HNWIs. Learn how to leverage luxury assets like art, cars, and watches for liquidity without selling.

How to Secure a Mortgage in Retirement in the UK (2026 Guide)
Mortgages14 July 2026

How to Secure a Mortgage in Retirement in the UK (2026 Guide)

Discover how to secure a mortgage in retirement in the UK. This comprehensive 2026 guide explains how specialist lenders assess pension and investment income, the age limits, and the types of products available up to age 95.

Beyond Mortgages: A Guide to Sophisticated Lending for High-Net-Worth Individuals
Finance26 June 2026

Beyond Mortgages: A Guide to Sophisticated Lending for High-Net-Worth Individuals

A guide for HNW individuals on sophisticated lending solutions beyond traditional mortgages, including Lombard loans, single-stock financing, and crypto-backed loans, which offer superior rates and flexibility.

A Guide to Restructuring Your Property Portfolio into a Limited Company (SPV 2026)
Real Estate23 June 2026

A Guide to Restructuring Your Property Portfolio into a Limited Company (SPV 2026)

A detailed guide for UK landlords on restructuring a personally-owned property portfolio into a tax-efficient Limited Company (SPV) to mitigate Section 24 and improve profitability.

Hotel and hospitality finance: how to fund your next project
Finance10 June 2026

Hotel and hospitality finance: how to fund your next project

Discover the complete guide to securing hotel and hospitality finance in the UK. Learn about commercial mortgages, development loans, and how lenders assess trading potential to fund your next acquisition or refurbishment project.

Commercial property finance: rates, terms, and how to qualify
Finance5 June 2026

Commercial property finance: rates, terms, and how to qualify

A guide to securing commercial property finance in the UK, covering typical interest rates, loan terms, LTV ratios, and the key qualification criteria for investors and owner-occupiers.

How ultra-high-net-worth individuals structure their borrowing
Finance4 June 2026

How ultra-high-net-worth individuals structure their borrowing

Discover how ultra-high-net-worth individuals use sophisticated borrowing as a strategic tool for wealth enhancement, tax efficiency, and liquidity management, leveraging their entire balance sheet through specialist financial structures.

What is asset-backed lending and who qualifies?
Finance4 June 2026

What is asset-backed lending and who qualifies?

Asset-backed lending is a type of financing where a loan is secured against the value of a specific asset. It is primarily designed for HNW and UHNW individuals who possess significant assets but require liquidity without wishing to sell them.

What is Lombard lending and how to use your portfolio as collateral?
Finance26 May 2026

What is Lombard lending and how to use your portfolio as collateral?

Lombard lending allows you to secure a loan against your investment portfolio, providing access to significant liquidity without needing to sell assets and trigger capital gains tax. This is a flexible financing tool for HNW individuals to fund property, investments, or other large purchases.

Where UHNW Capital is Flowing: Top 5 Pre-IPO Sectors in 2026
Finance19 May 2026

Where UHNW Capital is Flowing: Top 5 Pre-IPO Sectors in 2026

A detailed analysis of the five key sectors—Defence Tech, Space, AI, Consumer Internet, and Web3—attracting billions in UHNW and institutional capital in the pre-IPO secondary market.

The New Pre-IPO Market: Why UHNW Investors Now Pay Premiums, Not Discounts
Finance18 May 2026

The New Pre-IPO Market: Why UHNW Investors Now Pay Premiums, Not Discounts

Discover the fundamental shift in the pre-IPO secondary market, where sophisticated UHNW and institutional investors are no longer seeking discounts but are paying significant premiums for scarce access to the world's leading private companies.

Anthropic's Secondary Market: A Case Study in Pre-IPO Valuation Premiums
Finance18 May 2026

Anthropic's Secondary Market: A Case Study in Pre-IPO Valuation Premiums

A deep dive into the pre-IPO secondary market for AI leader Anthropic, exploring why secondary trades are pricing the company at more than double its last primary funding round valuation.

How to Sell Pre-IPO Stock: A Strategic Guide for Founders and Early Employees
Finance18 May 2026

How to Sell Pre-IPO Stock: A Strategic Guide for Founders and Early Employees

A strategic guide for founders and early employees on selling pre-IPO stock. Learn how to assess your position, navigate company restrictions like ROFR, find qualified buyers, and structure a discreet transaction.

How Pre-IPO Secondary Deals Are Structured: A Guide for HNW Investors
Finance18 May 2026

How Pre-IPO Secondary Deals Are Structured: A Guide for HNW Investors

A technical guide for HNW investors on how pre-IPO secondary deals are executed, from simple direct share transfers to complex SPVs, forward contracts, and synthetic exposure, with worked examples from SpaceX and Anthropic.

The Pre-IPO Secondary Market in 2026: A Guide for UHNW Investors
Finance18 May 2026

The Pre-IPO Secondary Market in 2026: A Guide for UHNW Investors

The pre-IPO secondary market has transformed into a seller-controlled environment, characterised by intense buyer demand, severe supply scarcity, and significant price premiums over primary funding round valuations.

"Buy, Borrow, Die" in the UK: How to Reduce the 40% Inheritance Tax Trap
Finance11 May 2026

"Buy, Borrow, Die" in the UK: How to Reduce the 40% Inheritance Tax Trap

A direct application of the US "Buy, Borrow, Die" strategy can be disastrous for UK residents due to the 40% Inheritance Tax. Learn how to adapt the strategy with UK-specific tools like trusts and life insurance to protect your wealth.

Why Sophisticated Investors Borrow Before They Sell
Finance11 May 2026

Why Sophisticated Investors Borrow Before They Sell

A practical guide on leveraging your investment portfolio to access tax-free cash. Learn the step-by-step process of using asset-backed loans like Lombard loans to unlock liquidity without triggering Capital Gains Tax.

The "Buy, Borrow, Die" Strategy: A Deep Dive for UHNW Investors
Finance8 May 2026

The "Buy, Borrow, Die" Strategy: A Deep Dive for UHNW Investors

Discover the "Buy, Borrow, Die" strategy, a powerful wealth management framework used by the ultra-wealthy to access tax-free liquidity from their assets without selling, avoiding Capital Gains Tax and preserving generational wealth.

Can you offset tax with a private jet?
Jets28 April 2026

Can you offset tax with a private jet?

Discover how to legally offset UK tax with a private jet. This is primarily achieved through Capital Allowances and VAT recovery, both of which require the aircraft to be structured as a legitimate business asset with genuine commercial use, such as third-party charter.

Prediction: Why the Bank of England Will Hold Interest Rates at 3.75% This Week
Finance17 March 2026

Prediction: Why the Bank of England Will Hold Interest Rates at 3.75% This Week

Rate Decision Prediction: Why the Bank of England Will Hold Interest Rates at 3.75% This Week Published: 17 March 2026 Author: Paul Welch This Thursday, March 19, the Bank of England's Monetary Policy Committee (MPC) will announce its latest decision on the UK's base interest rate.

Red Alert: Why the UK Mortgage Market Just Hit a Tipping Point
Finance9 March 2026

Red Alert: Why the UK Mortgage Market Just Hit a Tipping Point

Market Alert Red Alert: Why the UK Mortgage Market Just Hit a Tipping Point The financial markets have sent a clear and urgent signal. In the last 48 hours, the underlying costs that determine every fixed-rate mortgage in the UK have surged dramatically. This is not a minor fluctuation.

London prime softens as affluent buyers chase value outside the capital
Finance4 February 2026

London prime softens as affluent buyers chase value outside the capital

While super-prime London still attracts global wealth, the £1m–£10m buyer is increasingly heading for the country Prime London property has hit a soft patch, and it's not just political noise or tax threats behind the slowdown.