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MillionPlus

A luxury asset marketplace and specialist finance advisory. Discreet, global, and backed by a carefully selected panel of private banks and specialist lenders.

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Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Million Plus is a trading style of MillionPlus.com International Limited. All finance enquiries are referred to Million Plus Private Finance Limited (FCA No. 1006539), which is an appointed representative of TMG Direct Limited. TMG Direct Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 786245) and is registered with the Information Commissioner's Office under the Data Protection Act 2018 (Registration No. ZA178200). Commercial mortgages, buy-to-let mortgages, and some forms of asset lending are not regulated by the Financial Conduct Authority. Million Plus Private Finance Ltd is a credit broker, not a lender.

MillionPlus.com International Limited is registered in Guernsey No. 66225. Registered Address: Office 4, Caslon Court, Pitronnerie Road, St Peter Port, GY1 2RW. Million Plus Private Finance Limited is registered in England and Wales No. 08503362. Registered Address: Azets Burnham Yard, Beaconsfield, Bucks, United Kingdom, HP9 2JH.

MillionPlus Journal

Insights & News

Market intelligence, case studies and expert commentary on property, luxury asset finance, crypto-backed lending and private wealth.

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Navigating Global Art Financing: Cross-Border Lending Solutions
Finance5 June 2025

Navigating Global Art Financing: Cross-Border Lending Solutions

Did you know that a single Picasso can unlock £50 million in liquidity without ever leaving the collector's wall? The global art market, valued at over £50 billion annually, has become one of the most sophisticated alternative asset classes for ultra-high-net-worth individuals.

The Yacht Buyer’s Secret: Why Understanding Loan-to-Value Ratios Could Save You Millions
Finance4 June 2025

The Yacht Buyer’s Secret: Why Understanding Loan-to-Value Ratios Could Save You Millions

Ever wondered how billionaires finance those stunning superyachts you see in Monaco? Here's the thing – even the ultra-wealthy rarely pay cash for multi-million-pound vessels. Instead, they leverage sophisticated financing strategies where yacht loan-to-value ratios play the starring role.

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How Smart Art Financing Transforms Estate Planning and Secures Your Legacy
Finance4 June 2025

How Smart Art Financing Transforms Estate Planning and Secures Your Legacy

When David Rockefeller's estate went to auction in 2018, it achieved a staggering $832.6 million – the highest-grossing estate sale in auction history.

New vs Pre-Owned Yacht Financing: The Smart Buyer’s Guide to Making the Right Choice
Finance3 June 2025

New vs Pre-Owned Yacht Financing: The Smart Buyer’s Guide to Making the Right Choice

When you're looking at dropping serious money on a yacht, the question isn't just "new or pre-owned?" – it's "how do I finance this without making a financial blunder?" Having facilitated over £4.2 billion in luxury asset financing, I've seen buyers make both brilliant and catastrophic decisions when it comes to yacht financing differences.

Protecting Your Masterpieces: The Ultimate Guide to Insuring High-Value Art Collections
Finance3 June 2025

Protecting Your Masterpieces: The Ultimate Guide to Insuring High-Value Art Collections

When a single Monet sold for $110.7 million at auction in 2019, it reminded us all of something crucial: art isn't just about beauty anymore—it's about serious money.

Art as the New Gold: Why Savvy Investors Are Banking on Brushstrokes
Finance2 June 2025

Art as the New Gold: Why Savvy Investors Are Banking on Brushstrokes

A single painting just sold for $450 million, outperforming the S&P 500 over the past decade. We're not talking about traditional stocks or bonds here – we're diving into the fascinating world where art as an investment has become one of the most compelling alternative asset classes of our time.

Comprehensive Advisory: Integrating Legal, Tax, and Insurance Services in Art Financing
Finance31 May 2025

Comprehensive Advisory: Integrating Legal, Tax, and Insurance Services in Art Financing

When Mr. Beast needed to finance a private jet for content that would eventually generate over 400 million views, the transaction required more than just capital – it demanded a sophisticated understanding of how legal structures, tax implications, and insurance coverage work together.

Unlocking Liquidity: Leveraging Art Collections for Financial Flexibility
Finance31 May 2025

Unlocking Liquidity: Leveraging Art Collections for Financial Flexibility

Did you know that the global art market reached a staggering $65 billion in 2023, yet most collectors treat their masterpieces as illiquid assets gathering dust on gallery walls? Here's the thing about unlocking liquidity: leveraging art collections for financial flexibility isn't just possible—it's becoming the smart money move for sophisticated collectors worldwide.

Joint Borrower Sole Proprietor (JBSP Mortgages): Your Key to Property Ownership
Finance2 April 2025

Joint Borrower Sole Proprietor (JBSP Mortgages): Your Key to Property Ownership

The UK property market has never been more challenging for aspiring homeowners. With mortgage affordability becoming increasingly difficult and loan-to-income ratios stretching thin, many buyers find themselves caught between their property dreams and financial reality. Enter the JBSP mortgage – a sophisticated financing solution that's quietly revolutionizing how families approach property purchases.

Asset Based Lending: What Assets are Allowed For a Mortgage
Finance26 March 2025

Asset Based Lending: What Assets are Allowed For a Mortgage

In today's complex financial landscape, traditional income-based lending isn't always the ideal route for high-net-worth individuals. Asset based lending offers a powerful alternative, allowing borrowers to leverage their existing assets to secure mortgages and property funding.

Thinking of Converting a Barn? Here’s How to Finance It
Finance24 March 2025

Thinking of Converting a Barn? Here’s How to Finance It

Are you dreaming of transforming an old barn into a stunning, characterful home? Barn conversions offer a unique opportunity to blend rustic charm with modern luxury. Whether you're planning to create your dream forever home or looking to flip a property for profit, one crucial question remains: how do you finance such a unique project?

Unlocking LARGE Mortgages for High-Net-Worth Borrowers: Strategies & Solutions
Finance12 March 2025

Unlocking LARGE Mortgages for High-Net-Worth Borrowers: Strategies & Solutions

Need expert guidance on securing a large mortgage tailored to your unique financial situation? Schedule a confidential consultation with our specialist team today. Introduction: Beyond Conventional Lending I've dedicated the last 20 years of my life to arranging large mortgages for hundreds of successful individuals.

Bridging Loans, Your Comprehensive Guide to Short Term Financing
Finance2 March 2025

Bridging Loans, Your Comprehensive Guide to Short Term Financing

Bridging loans can give you the flexibility to buy a new property before selling your current home, or secure urgent funds when time is tight. The video below explains how bridging loans work, what they cost, and when they might be your best choice.

Will Interest Rates Go Down Again? What It Means for Your Mortgage
Finance14 February 2025

Will Interest Rates Go Down Again? What It Means for Your Mortgage

Understanding the Recent Interest Rate Cuts The Bank of England recently cut interest rates from 4.75% to 4.5%, marking the lowest level in 18 months. This follows two prior cuts in 2024 as the Bank aims to stabilize inflation and support economic growth. But will interest rates continue to fall?

Digital Asset Lending: Unlock the Value of Your Cryptocurrency
Crypto2 February 2025

Digital Asset Lending: Unlock the Value of Your Cryptocurrency

Digital asset lending has emerged as a transformative solution in the financial world, offering investors and cryptocurrency holders a unique way to access liquidity without selling their assets. Million Plus Private Finance provides bespoke brokerage services that connect clients with tailored digital asset lending solutions, ensuring optimal outcomes for high-net-worth individuals and businesses.

High Net Worth Mortgages: Tailored Financing Solutions for Affluent Individuals
Finance2 February 2025

High Net Worth Mortgages: Tailored Financing Solutions for Affluent Individuals

High-net-worth individuals (HNWIs) face unique financial challenges that standard mortgage solutions often fail to address. Whether it's complex income streams, global investments, or the need for bespoke financing, HNWIs require mortgage products specifically designed for their circumstances.

Mortgage for Complex Finances: Expert Solutions for Unique Challenges
Finance2 February 2025

Mortgage for Complex Finances: Expert Solutions for Unique Challenges

Securing a mortgage for complex finances individuals can be challenging. Traditional lenders often rely on rigid criteria, which may not accommodate unconventional income streams, multiple revenue sources, or diverse asset portfolios. Million Plus Private Finance specialises in offering bespoke mortgage solutions tailored to meet the needs of clients with complex financial profiles.

Self-Employed Mortgages: Simplifying the Process
Finance2 February 2025

Self-Employed Mortgages: Simplifying the Process

A common misconception in the mortgage market is that self-employed individuals face significant challenges in securing a Self-Employed mortgage. This couldn't be further from the truth. With the right advice and guidance, self-employed applicants have just as much opportunity as anyone else to obtain a mortgage that suits their needs.

London High-Value Mortgages: Unlocking Opportunities in the Capital
Finance31 January 2025

London High-Value Mortgages: Unlocking Opportunities in the Capital

London's property market is synonymous with luxury, prestige, and high-value transactions. Securing a mortgage for a prime London property often requires navigating unique challenges and working with lenders who understand the city's complexities.

Buy to Let Mortgages: A Guide to Long-Term Investment Success
Finance31 January 2025

Buy to Let Mortgages: A Guide to Long-Term Investment Success

Buy to Let mortgages (BTLM) provide a strategic way to invest in property, offering the potential for steady rental income and long-term capital growth. At Million Plus Private Finance, we specialise in connecting landlords, developers, and investors with tailored mortgage solutions designed to meet their financial goals.

Million Pound Mortgages: Expert Guidance for High-Value Borrowing
Finance31 January 2025

Million Pound Mortgages: Expert Guidance for High-Value Borrowing

In the world of luxury property, million-pound mortgages have become a key financial tool for acquiring high-value homes and estates. These specialized loans cater to the needs of affluent individuals and families looking to purchase properties that exceed conventional limits.

Bridging Finance: Fast and Flexible Short-Term Lending Solutions
Finance31 January 2025

Bridging Finance: Fast and Flexible Short-Term Lending Solutions

Bridging finance is a valuable tool for individuals and businesses requiring quick access to funds to cover short-term financial gaps. At Million Plus Private Finance, we specialise in providing customised bridging loan solutions designed to meet urgent needs with efficiency and expert guidance.

Large Mortgage Loans: Tailored Solutions for High-Value Borrowing
Finance29 January 2025

Large Mortgage Loans: Tailored Solutions for High-Value Borrowing

Securing a large mortgage loans is a significant financial step, often required for purchasing luxury properties or achieving substantial financial objectives. At Million Plus Private Finance, we specialize in bespoke mortgage solutions, designed to meet the needs of high-net-worth individuals (HNWIs) with complex financial profiles.

Specialist Mortgage Advice: Tailored Guidance for Unique Financial Needs
Finance29 January 2025

Specialist Mortgage Advice: Tailored Guidance for Unique Financial Needs

Navigating the mortgage market can be complex, especially when your financial situation doesn't fit traditional criteria. At Million Plus Private Finance, we provide specialist mortgage advice designed to simplify the process and deliver bespoke solutions tailored to your individual circumstances.