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MillionPlus

A luxury asset marketplace and specialist finance advisory. Discreet, global, and backed by a carefully selected panel of private banks and specialist lenders.

020 7519 4950

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Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Million Plus is a trading style of MillionPlus.com International Limited. All finance enquiries are referred to Million Plus Private Finance Limited (FCA No. 1006539), which is an appointed representative of TMG Direct Limited. TMG Direct Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 786245) and is registered with the Information Commissioner's Office under the Data Protection Act 2018 (Registration No. ZA178200). Commercial mortgages, buy-to-let mortgages, and some forms of asset lending are not regulated by the Financial Conduct Authority. Million Plus Private Finance Ltd is a credit broker, not a lender.

Head Office: Aegon House, 13 Lanark Square, London, E14 9QD. MillionPlus.com International Limited is registered in Guernsey No. 66225. Registered Address: Office 4, Caslon Court, Pitronnerie Road, St Peter Port, GY1 2RW. Million Plus Private Finance Limited is registered in England and Wales No. 08503362. Registered Address: Azets Burnham Yard, Beaconsfield, Bucks, United Kingdom, HP9 2JH.

MillionPlus Journal

Insights & News

Market intelligence, case studies and expert commentary on property, luxury asset finance, crypto-backed lending and private wealth.

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The Benefits of JBSP Mortgages for Residential and Buy-to-Let Properties
Finance23 January 2025

The Benefits of JBSP Mortgages for Residential and Buy-to-Let Properties

In today's dynamic property market, securing a mortgage can be challenging, especially for first-time buyers and landlords with limited income. The Joint Borrower Sole Proprietor (JBSP) mortgage offers a practical solution, enabling multiple individuals to share borrowing responsibilities without sharing property ownership.

Tailored Financial Solutions for High-Net-Worth Individuals
Finance23 January 2025

Tailored Financial Solutions for High-Net-Worth Individuals

High-net-worth individuals (HNWIs) often encounter unique financial challenges that require bespoke solutions. Standard financial products may not align with the complexities of substantial wealth, necessitating customized approaches in areas such as mortgage products, tax-efficient borrowing strategies, and asset-backed lending. Bespoke Mortgage Products Traditional mortgage offerings may not suit the intricate financial landscapes of HNWIs.

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Unlocking Large mortgages: A Specialist Approach for High-Net-Worth Borrowers
Finance23 January 2025

Unlocking Large mortgages: A Specialist Approach for High-Net-Worth Borrowers

Securing Large mortgages requires a nuanced understanding of the financial landscape, especially for high-net-worth individuals whose complex financial profiles often don't align with standard lending criteria. Traditional lenders may not offer the flexibility needed to accommodate significant loan amounts, making specialized approaches essential.

Mortgages for Expats: Building Your UK Property Portfolio from Abroad
Finance23 January 2025

Mortgages for Expats: Building Your UK Property Portfolio from Abroad

Embarking on the journey to build a UK property portfolio while residing abroad is an exciting venture. However, securing mortgages for Expats may encounter unique challenges. Understanding these obstacles and implementing effective strategies can pave the way for successful property investment from overseas. Challenges Faced in Securing Mortgages for Expats in UK 1.

Buying Property in the UK as a Foreign National: A Guide to Financing
Finance23 January 2025

Buying Property in the UK as a Foreign National: A Guide to Financing

Buying property in the UK as a foreign national is entirely feasible, but it involves navigating specific processes and meeting certain eligibility criteria. Understanding these requirements can streamline your property acquisition journey, whether you're aiming for a residential home or an investment property.

Mortgages for High Net Worth Individuals with Foreign Income
Finance22 January 2025

Mortgages for High Net Worth Individuals with Foreign Income

Securing a mortgage in the UK can be intricate, especially for high net worth individuals (HNWIs) whose income streams originate from abroad. Lenders often exercise caution due to complexities in verifying foreign income, currency fluctuations, and differing tax regulations. However, with thorough preparation and the right guidance, obtaining a mortgage under these circumstances is achievable.

How to Secure Large mortgages for Unique Properties: Financing the Unconventional
Finance22 January 2025

How to Secure Large mortgages for Unique Properties: Financing the Unconventional

Dreaming of living in a converted barn, a historic castle, or an eco-friendly hobbit house? While these unique properties offer charm and character, securing large mortgages for them can be a bit of a maze. But don't fret!

Navigating Mortgages with Complex Income Streams: What You Need to Know
Finance22 January 2025

Navigating Mortgages with Complex Income Streams: What You Need to Know

Securing a mortgage can be challenging, especially when your income doesn't fit the traditional mold. For individuals with multiple income sources—such as dividends, bonuses, freelance earnings, or rental income-proving financial stability to lenders requires a strategic approach.

Equity Release: Unlocking Property Wealth for Financial Freedom
Finance10 January 2025

Equity Release: Unlocking Property Wealth for Financial Freedom

Equity release is a financial solution that allows homeowners to access the wealth tied up in their properties without selling them. This is particularly beneficial for retirees seeking additional income or funding major expenses.

Commercial Mortgages: Financing High-Value Business Properties
Finance10 January 2025

Commercial Mortgages: Financing High-Value Business Properties

Commercial mortgages are vital for business owners and investors looking to acquire, refinance, or develop high-value commercial properties. From office spaces and retail outlets to warehouses and industrial units, these loans provide the financial flexibility needed to expand your business portfolio. What Are Commercial Mortgages? Commercial mortgages are loans secured against commercial properties.

International Mortgages: Financing Global Property Investments
Finance10 January 2025

International Mortgages: Financing Global Property Investments

The allure of owning property abroad has captivated many high-net-worth individuals (HNWIs), from luxury villas in the Mediterranean to modern apartments in bustling urban centers like Dubai or New York. However, financing international property investments can be complex due to differing regulations, currencies, and tax systems.

Mortgage Advice: Why Expertise Matters in Securing Large Loans
Finance9 January 2025

Mortgage Advice: Why Expertise Matters in Securing Large Loans

The mortgage landscape for high-value properties is significantly more complex than standard lending. High-net-worth individuals (HNWIs) often have unique financial situations that require a bespoke approach. Specialist mortgage advice plays a critical role in securing large loans, ensuring tailored solutions that address specific needs and long-term financial goals.

How Do You Remortgage?
Finance4 September 2024

How Do You Remortgage?

Start by reviewing your current mortgage terms then shop around for new deals. Compare rates and consult a mortgage advisor as needed. Once you found the best offer, apply with a new lender and let them handle the switch.

Best Remortgage Deals Right Now
Finance4 September 2024

Best Remortgage Deals Right Now

If you're looking for the best remortgage deals, rates are constantly changing, so it's essential to compare lenders. Check out comparison websites or consult a mortgage broker to find the most competitive rates tailored to your situation.

Why remortgage your house?
Finance4 September 2024

Why remortgage your house?

It could save you hundreds and thousands of pounds by securing a lower interest rate depending on how much you've borrowed freeing up equity for renovations or consolidating debt into a more manageable payment if your current mortgage deal is ending.

How to BUY your DREAM CAR
Finance16 August 2024

How to BUY your DREAM CAR

How to FINANCE your DREAM CAR is an important decision to make when buying your dream car.If your looking to buy a car contact LukeHemingway@jacksons.gg or telephone 044 1481 235441. Thank you to Van Mossel Automotive Group that allowed us to work in their showrooms.

How to borrow more
Finance14 March 2024

How to borrow more

Exploring JMSO: A Family Mortgage Guide In this short but informative video, we delve into the world of Joint Mortgage Sole Owner (JMSO) options. JMSOs aren't just a stepping stone for first-time homebuyers or a tool for emergency funds. They're a versatile financial instrument that can bring families together and provide solutions in various situations.

Top 10 tips to get a large mortgage
Finance14 March 2024

Top 10 tips to get a large mortgage

Unlocking Your Dream Home: 10 Tips for a Large Mortgage Welcome to our comprehensive guide on how to successfully manage and secure a large mortgage. Whether you're eyeing a luxury property or simply needing a substantial loan, our video is packed with invaluable insights from industry experts. Let's dive into these game-changing tips!

Luxury Asset finance
Finance14 March 2024

Luxury Asset finance

In this insightful discussion, Paul Welch shares his wealth of knowledge on how to leverage assets for high net worth individuals who are asset rich but cash poor. Discover how private finance can unlock opportunities for your financial future.

Digital Mortgages are faster
Finance14 March 2024

Digital Mortgages are faster

Join Paul Welch in a groundbreaking interview with Alex Hart of Atom Bank, where they dive deep into the digital revolution of mortgages.

Turn assets into mortgage approval
Finance14 March 2024

Turn assets into mortgage approval

How you work with your assets and low to no income to arrange a mortgage. Yes it can be achieved when working with a mortgage professional. https://youtu.be/UVtf0-0kcHk

How the super-rich use margin loans to borrow money
Finance9 September 2022

How the super-rich use margin loans to borrow money

Margin loans (also known as lombard loans) are an effective way for high net worth individuals (HNWI) to borrow low cost, short term money.