MillionPlus
CarsYachtsJetsLuxury ItemsDomainsInsights
020 7519 4950
List your asset
020 7519 4950
M

MillionPlus

Available now

How can we help?

Whether you are looking to buy, sell, or finance a luxury asset, our team is here to assist. Tell us what you need.

Powered by MillionPlus AI · Privacy Policy

MillionPlus

A luxury asset marketplace and specialist finance advisory. Discreet, global, and backed by a carefully selected panel of private banks and specialist lenders.

020 7519 4950

Services

  • Real Estate
  • Yachts
  • Jets
  • Cars
  • Luxury Items
  • Premium Domains
  • Private Finance

Company

  • About
  • Contact
  • Paul Welch
  • Insights
  • FAQ

Global Presence

  • London
  • Guernsey
  • Monaco
  • Dubai

© 2026 Millionplus.com International Ltd. All rights reserved.

Privacy PolicyTerms & ConditionsCookie Policy

Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Million Plus is a trading style of MillionPlus.com International Limited. All finance enquiries are referred to Million Plus Private Finance Limited (FCA No. 1006539), which is an appointed representative of TMG Direct Limited. TMG Direct Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 786245) and is registered with the Information Commissioner's Office under the Data Protection Act 2018 (Registration No. ZA178200). Commercial mortgages, buy-to-let mortgages, and some forms of asset lending are not regulated by the Financial Conduct Authority. Million Plus Private Finance Ltd is a credit broker, not a lender.

Head Office: Aegon House, 13 Lanark Square, London, E14 9QD. MillionPlus.com International Limited is registered in Guernsey No. 66225. Registered Address: Office 4, Caslon Court, Pitronnerie Road, St Peter Port, GY1 2RW. Million Plus Private Finance Limited is registered in England and Wales No. 08503362. Registered Address: Azets Burnham Yard, Beaconsfield, Bucks, United Kingdom, HP9 2JH.

MillionPlus Journal

Insights & News

Market intelligence, case studies and expert commentary on property, luxury asset finance, crypto-backed lending and private wealth.

AllReal EstateFinanceCase StudiesMortgagesJetsYachtsLifestyleSuper YachtsAircraftCarsWineArt
How We Secured a £12 Million Expat Property Finance Solution
Case Studies13 January 2026

How We Secured a £12 Million Expat Property Finance Solution

Our client, a British expatriate living and working in Asia, wanted to purchase a luxury residence in London valued at £12 million. With income spread across several international sources and currencies, our client found that traditional UK lenders were unwilling to support his application.

£4.5 Million Cross-Border Private Bank Mortgage for an International Client
Case Studies13 January 2026

£4.5 Million Cross-Border Private Bank Mortgage for an International Client

Our client is a UK national residing overseas, with income derived from international business interests and diversified investment portfolios held across multiple jurisdictions. The challenge was that cross-border income, foreign currency earnings, and overseas tax documentation placed the application outside standard retail lending criteria. Currency exposure and jurisdictional complexity required specialist structuring.

← PreviousPage 16 of 34Next →
£1.85 Million Interest-Only Private Bank Mortgage for a High-Earning Professional
Case Studies13 January 2026

£1.85 Million Interest-Only Private Bank Mortgage for a High-Earning Professional

Our client is a senior professional with a high base salary supported by annual bonuses and long-term incentive income. While overall earnings were strong, income fluctuated year to year. The challenge was that retail lenders discounted a substantial portion of variable income, limiting borrowing potential and restricting repayment structure options.

£3.2 Million Private Bank Mortgage for a Business Owner with Retained Profits
Case Studies13 January 2026

£3.2 Million Private Bank Mortgage for a Business Owner with Retained Profits

Our client is the majority shareholder and director of a profitable UK-based trading company. While personal PAYE income was relatively modest, significant wealth was held within retained company profits and investment assets. The challenge was that high street lenders focused primarily on salary and dividends, materially restricting borrowing capacity.

£3.1 Million UK Mortgage Refinancing for a Property Investor (2025)
UK Mortgages13 January 2026

£3.1 Million UK Mortgage Refinancing for a Property Investor (2025)

Our client, a high-net-worth property investor, required a £3.1 million mortgage facility to refinance multiple UK properties, including both prime London and regional assets. The objective was to release equity and simplify existing borrowing arrangements. Existing mortgages were fragmented across several lenders, resulting in restrictive terms and administrative complexity.

£1.85 Million Mortgage for a Regional UK Estate Purchase (2025)
UK Mortgages13 January 2026

£1.85 Million Mortgage for a Regional UK Estate Purchase (2025)

Our client sought a £1.85 million mortgage to acquire a countryside estate in the South of England valued at £2.6 million. The client held multiple UK properties, with income generated through rental portfolios and investment distributions.

£2.4 Million Mortgage for a London-Based Entrepreneur (2025)
UK Mortgages13 January 2026

£2.4 Million Mortgage for a London-Based Entrepreneur (2025)

Our client, a UK-based entrepreneur, sought a £2.4 million mortgage to purchase a prime London residence valued at £3.2 million. The client's income comprised dividends, retained company profits, and investment income, rather than a conventional PAYE salary. Traditional lenders focused narrowly on salary drawings, disregarding retained profits and balance sheet strength.

Landlord Tax Changes Explained Simply (What UK Property Owners Need to Know)
Real Estate13 January 2026

Landlord Tax Changes Explained Simply (What UK Property Owners Need to Know)

Being a landlord used to be straightforward. Buy a property, rent it out, deduct your mortgage and expenses, pay tax on what's left. Simple. Not anymore. Over the past decade, landlord tax changes have fundamentally altered how rental income is taxed, what expenses you can deduct, and how much you'll ultimately pay HMRC.

Holiday Lets vs Long-Term Lets: Which Pays More?
Finance13 January 2026

Holiday Lets vs Long-Term Lets: Which Pays More?

The question hits landlords' inboxes constantly: should I Airbnb this property or let it long-term? Rising rents make traditional buy-to-let look attractive again. But holiday let nightly rates seem unbeatable. Convert that coastal cottage to short-term stays and watch the income roll in, right? Not quite.

Can a Landlord Increase Rent? UK Rules Explained
Real Estate12 January 2026

Can a Landlord Increase Rent? UK Rules Explained

Rent increases cause genuine anxiety for tenants. You're settled in your home, managing your budget, then a letter arrives proposing higher monthly payments. Can your landlord actually do this? Do you have any say in the matter? For landlords, rent increases are equally contentious. Property costs rise—mortgages, maintenance, insurance, regulations. Raising rent feels justified.

The Biggest Mortgage Lie You’ve Been Told (Why Paying Off Your Mortgage Isn’t Always Smart)
Real Estate9 January 2026

The Biggest Mortgage Lie You’ve Been Told (Why Paying Off Your Mortgage Isn’t Always Smart)

Don't pay off your mortgage. Yes, that's right. Most people in the UK think the smartest thing they can do is pay off their mortgage as quickly as possible—overpaying monthly, throwing bonuses at the balance, celebrating the day that final payment clears.

Fleet Expansion Loan for a High-Net-Worth Investor
Private Jet Finance8 January 2026

Fleet Expansion Loan for a High-Net-Worth Investor

Our client, an investor with a growing aviation portfolio, sought to finance the acquisition of two additional private jets totaling $25 million. The client required a solution that combined multi-aircraft financing with cross-border structuring to accommodate international asset holdings.

 $4.5 Million Aircraft Lease for a Corporate Executive
Private Jet Finance8 January 2026

 $4.5 Million Aircraft Lease for a Corporate Executive

Our client, a corporate executive with an expanding business network, required a $4.5 million lease to access a mid-sized jet for frequent domestic and international travel. Traditional leasing options were limited due to the client's multiple business interests and complex personal financial profile.

Securing a $12 Million Private Jet Loan for a High-Net-Worth Entrepreneur
Private Jet Finance8 January 2026

Securing a $12 Million Private Jet Loan for a High-Net-Worth Entrepreneur

Our client, a high-net-worth entrepreneur with international business operations, needed a $12 million loan to purchase a new long-range private jet. Traditional lenders hesitated due to the client's multi-jurisdictional income streams, diversified holdings, and complex asset structure.

Multi-Asset Yacht and Luxury Item Finance for £15 Million
Super Yacht Finance8 January 2026

Multi-Asset Yacht and Luxury Item Finance for £15 Million

Our client, a high-net-worth collector, sought financing to acquire a super yacht and fund simultaneous purchases of rare collectible vehicles and fine art. The client's assets were spread internationally, requiring a multi-jurisdictional lending solution that accommodated complex holdings and multiple asset types.

£8.5 Million Loan for a Luxury Yacht Acquisition
Super Yacht Finance8 January 2026

£8.5 Million Loan for a Luxury Yacht Acquisition

Our client, an international property investor, required financing for the acquisition of an 80-meter luxury yacht docked in the Mediterranean. The client's portfolio included international real estate and investment assets, but lenders were hesitant due to the cross-border ownership and valuation complexities.

Securing a £12 Million Loan for a Bespoke Super Yacht
Super Yacht Finance8 January 2026

Securing a £12 Million Loan for a Bespoke Super Yacht

Our client, a high-net-worth entrepreneur, sought bespoke financing to acquire a £12 million custom-built super yacht from a leading European shipyard. The vessel was designed with staged deliveries over 18 months, including high-end interiors, advanced navigation systems, and luxury amenities.

Multi-Asset Facility for Jewellery and Collectibles (£1.75 Million)
Luxury Items Finance8 January 2026

Multi-Asset Facility for Jewellery and Collectibles (£1.75 Million)

Our client needed financing to acquire a portfolio of high-value jewellery, rare watches, and collectible items totaling £1.75 million. The collection included limited-edition watches, historical jewellery pieces, and rare decorative objects. Standard asset lenders typically assess such assets conservatively, which could have restricted borrowing capacity and delayed acquisitions.

£850,000 Loan for Vintage Car Acquisition
Luxury Items Finance8 January 2026

£850,000 Loan for Vintage Car Acquisition

Our client, a passionate automotive collector, identified a rare, fully restored vintage car valued at £850,000. The vehicle was a limited-edition classic with international interest, making the purchase highly time-sensitive. Traditional lenders were unable to provide rapid funding due to the specialist valuation and insurance considerations.

Financing a £2.4 Million Fine Art Collection
Luxury Items Finance8 January 2026

Financing a £2.4 Million Fine Art Collection

Our client, a high-net-worth art collector, sought funding to acquire a rare modernist art collection valued at £2.4 million. The pieces included works from internationally recognised artists, with provenance documentation and auction histories that demanded careful appraisal.

£2 Million Mortgage for an LLP Equity Partner (2024)
Complex Income Mortgages8 January 2026

£2 Million Mortgage for an LLP Equity Partner (2024)

Our client, an equity partner at a London law firm, required a £2 million mortgage to purchase a £3 million residential property. The clients income had increased materially over recent years through partnership drawings. Mainstream lenders relied on income averaging, significantly reducing borrowing capacity and failing to reflect the client's current earnings or future trajectory.

£1.8 Million Mortgage for an Expat with USD Income (2025)
Complex Income Mortgages8 January 2026

£1.8 Million Mortgage for an Expat with USD Income (2025)

Our client, an investment professional based in New York, wished to purchase a £2.5 million property in London as a UK base for their family. The clients income was paid in US dollars and included both salary and annual performance bonus.

£1.4 Million Mortgage for an Executive with Salary and RSUs (2025)
Complex Income Mortgages8 January 2026

£1.4 Million Mortgage for an Executive with Salary and RSUs (2025)

Our client, a senior technology executive, sought a £1.4 million mortgage to purchase a prime London apartment. Our client's remuneration comprised a base salary alongside vested restricted stock units (RSUs). Traditional lenders were unwilling to recognise share-based income, focusing solely on fixed salary and excluding RSUs from affordability calculations.

Why the Rich Are Secretly Moving to This Island: Life in Guernsey
Lifestyle31 December 2025

Why the Rich Are Secretly Moving to This Island: Life in Guernsey

What if I told you there's a place an hour from London where people don't lock their cars or homes?