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A luxury asset marketplace and specialist finance advisory. Discreet, global, and backed by a carefully selected panel of private banks and specialist lenders.

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Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Million Plus is a trading style of MillionPlus.com International Limited. All finance enquiries are referred to Million Plus Private Finance Limited (FCA No. 1006539), which is an appointed representative of TMG Direct Limited. TMG Direct Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 786245) and is registered with the Information Commissioner's Office under the Data Protection Act 2018 (Registration No. ZA178200). Commercial mortgages, buy-to-let mortgages, and some forms of asset lending are not regulated by the Financial Conduct Authority. Million Plus Private Finance Ltd is a credit broker, not a lender.

MillionPlus.com International Limited is registered in Guernsey No. 66225. Registered Address: Office 4, Caslon Court, Pitronnerie Road, St Peter Port, GY1 2RW. Million Plus Private Finance Limited is registered in England and Wales No. 08503362. Registered Address: Azets Burnham Yard, Beaconsfield, Bucks, United Kingdom, HP9 2JH.

Cars Yachts Jets Luxury Items Domains Insights

MillionPlus

Available now

How can we help?

Whether you are looking to buy, sell, or finance a luxury asset, our team is here to assist. Tell us what you need.

A luxury asset marketplace and specialist finance advisory. Discreet, global, and backed by a carefully selected panel of private banks and specialist lenders.

Services

Real Estate
Yachts
Jets
Cars
Luxury Items
Premium Domains
Private Finance

Company

About
Contact
Paul Welch
Insights
FAQ

Global Presence

London
Guernsey
Monaco
Dubai

Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

MillionPlus Journal

Insights & News

Market intelligence, case studies and expert commentary on property, luxury asset finance, crypto-backed lending and private wealth.

All Real Estate Finance Case Studies Jets Mortgages Yachts Lifestyle Super Yachts Aircraft Real Estate UAE Crypto Cars

Real Estate12 May 2025

Government Boost for Scottish Homebuyers: The Equity Loan Advantage

The Scottish property market presents unique challenges and opportunities for first-time buyers and those looking to move up the housing ladder. With average house prices continuing to rise across many parts of Scotland, the deposit hurdle remains a significant barrier to homeownership for many.

Real Estate10 May 2025

The Modern Bidder’s Guide: Understanding Online Conditional Auctions in Property Acquisition

The property acquisition landscape has evolved dramatically in recent years, with technology transforming traditional buying processes. Among these innovations, online conditional auctions have emerged as a particularly significant development, creating new opportunities for both buyers and sellers.

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Real Estate10 May 2025

The Property Acquisition Playbook: Innovative Different Ways to Buy Property

In an increasingly complex property market, the traditional path of saving a deposit and securing a conventional mortgage represents just one of many possible routes to ownership. The property landscape has evolved dramatically, creating diverse opportunities for those willing to look beyond conventional approaches.

Real Estate9 May 2025

Property for Sale in Southampton: Prime Investment Opportunities in Hampshire’s Maritime City

Southampton, the vibrant maritime city on England's south coast, presents a compelling opportunity for property investors and homebuyers alike. With its rich nautical heritage, excellent connectivity, and remarkable regeneration story, the Southampton property market offers a diverse range of options that cater to various investment strategies and lifestyle preferences.

Real Estate9 May 2025

Property for Sale in Leicester: Exceptional Investment Opportunities in the East Midlands

Leicester, the vibrant heart of the East Midlands, offers a compelling proposition for property investors and homebuyers alike. With its rich cultural heritage, excellent connectivity, and remarkable value for money compared to many UK cities, the Leicester property market presents opportunities that deserve serious consideration from discerning buyers.

Real Estate8 May 2025

The 25% Bonus Solution: How the Lifetime ISA Can Supercharge Your Property Deposit

In a property market where rising prices have made the deposit hurdle increasingly challenging, finding effective ways to accelerate your savings has never been more crucial. While diligent monthly saving remains important, strategic use of tax-efficient accounts can dramatically enhance your deposit-building journey.

Real Estate8 May 2025

Wealth Creation Through Property: The Strategic Advantages of Buying vs Renting

In today's complex financial landscape, the decision between renting and buying property represents one of the most significant financial crossroads many people will face. While renting offers certain flexibility, the advantages of buying property extend far beyond simply having your name on the deed.

Real Estate7 May 2025

The Part-Buy Revolution: How Shared Ownership Is Creating New Pathways to Property Ownership

In a property market where rising prices have outpaced income growth for decades, the traditional route to homeownership has become increasingly challenging for many. The deposit hurdle alone can seem insurmountable, with 10-20% of a property's value often requiring years of dedicated saving.

Real Estate6 May 2025

The 5% Deposit Solution: Leveraging the Help to Buy Equity Loan in England

The property ladder's first rung has never seemed higher for many aspiring homeowners in England. Soaring property prices combined with the challenge of saving a substantial deposit have created a perfect storm that keeps homeownership frustratingly out of reach for countless first-time buyers.

Real Estate6 May 2025

Creative Capital: The Smart Buyer’s Guide to Property Financing

In today's complex property market, understanding how to fund your purchase goes far beyond simply applying for a standard mortgage. The most successful buyers—particularly those acquiring premium properties—leverage sophisticated financing strategies that extend well beyond the conventional approach of combining a deposit with a high-street mortgage.

Real Estate5 May 2025

The Long and Short of It: Making Sense of Mortgage Term Selection

When embarking on your property journey, few decisions will impact your financial future as significantly as selecting the right mortgage term. Yet, amid the excitement of property viewings and negotiating purchase prices, many borrowers give insufficient attention to this crucial aspect of their mortgage.

Real Estate5 May 2025

Two or Five? The Mortgage Term Decision That Shapes Your Financial Future

The question "should I get a 2 or 5-year fixed rate mortgage?" is one I'm asked almost daily by clients. It's a decision that seems straightforward on the surface but has significant implications for your financial flexibility, long-term security, and overall property costs.

Real Estate3 May 2025

When Lenders Say No: How Mortgage Brokers Find Your Path to Yes?

The dreaded mortgage rejection—that moment when your property dreams seem to crash against the harsh reality of lender criteria. If you've recently experienced a mortgage decline, you might be feeling a mix of frustration, confusion, and uncertainty about your next steps.

Real Estate3 May 2025

Breaking the 4.5x Barrier: How Much You Can Really Borrow With a Mortgage

The question "how much can I borrow with a mortgage?" is far more complex than most people realize. If you've used online mortgage calculators or spoken with high-street lenders, you've likely been quoted a figure based on a simple income multiple—typically 4.5-5 times your annual salary.

Real Estate2 May 2025

From Applicant to Approved: How Mortgage Lenders Guide You to Success

The mortgage interview—or application meeting—often feels like a high-stakes interrogation for many borrowers. You're worried about saying the wrong thing, missing crucial documentation, or somehow sabotaging your chances of securing your dream home.

Real Estate2 May 2025

Credit Scores & Mortgages: The Hidden Rules Lenders Won’t Tell You

When it comes to securing your dream home, few things wield more influence over your mortgage application than your credit score. This three-digit number holds remarkable power—potentially unlocking preferential rates that could save you tens of thousands over the life of your mortgage, or conversely, creating significant obstacles to property ownership.

Real Estate1 May 2025

Property for Sale in Winchester: Luxury Homes in Hampshire’s Historic Cathedral City

Winchester, the ancient capital of England, continues to captivate homebuyers with its blend of rich history, architectural splendor, and contemporary living. As one of Hampshire's most sought-after locations, the Winchester property market offers exceptional opportunities for discerning buyers seeking character, quality, and prestige.

Real Estate30 April 2025

How You Can Buy a MANSION on Any Salary: Unconventional Property Financing Guide

Are you dreaming of living in a spectacular mansion, historic castle, converted barn, or unique property that seems financially out of reach on your current income? Many people believe these extraordinary homes are reserved exclusively for the ultra-wealthy, but that's not necessarily true.

Real Estate29 April 2025

How Assets Secure Mortgage Approval: Unlocking Property Finance Through Wealth Monetization

"I want to borrow a million pounds, but my income is only £40,000." This statement might seem impossible if you're familiar with standard mortgage lending criteria. Conventional wisdom suggests that mortgage approval depends primarily on income—typically capped at 4.5 to 5 times your annual salary.

Real Estate29 April 2025

What Are the Benefits of Having a Trust? Expert Wealth Protection Guide

When it comes to protecting your wealth and ensuring your legacy, few financial structures offer the versatility and security of a trust. As someone who has facilitated over £4.2 billion in asset financing, I've seen firsthand how trusts can transform wealth preservation strategies for high-net-worth individuals and families.

Real Estate28 April 2025

Property for Sale in Cyprus: Ultimate Guide to Luxury Mediterranean Real Estate

Looking for exceptional property for sale in Cyprus? The Mediterranean island offers a perfect blend of stunning coastal views, rich history, and a sophisticated lifestyle that continues to attract discerning property investors worldwide. From exclusive beachfront villas to charming countryside retreats, Cyprus presents some of the most compelling real estate opportunities in Europe today.

Real Estate28 April 2025

Luxury Property For Sale Perthshire: Exclusive Estates & Country Homes

Perthshire, often referred to as "Big Tree Country," offers some of Scotland's most breathtaking landscapes and prestigious properties. From historic country estates to contemporary luxury homes, property for sale in Perthshire represents an exceptional investment opportunity that combines natural beauty with refined living.

Real Estate26 April 2025

Unlocking Mortgages for Complex Financial Situations: Expert Solutions for Unique Challenges

In today's sophisticated financial landscape, securing a mortgage can be particularly challenging for individuals with complex financial situations. Traditional lenders typically rely on rigid criteria that simply don't accommodate unconventional income streams, multiple revenue sources, or diverse asset portfolios.

Real Estate25 April 2025

Luxury Property for Sale in Oxfordshire: Exclusive Listings & Expert Financing

If you're looking for exceptional property for sale in Oxfordshire, you've arrived at the perfect destination. This prestigious county combines historic charm with modern luxury, offering some of the UK's most desirable real estate opportunities.