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MillionPlus

A luxury asset marketplace and specialist finance advisory. Discreet, global, and backed by a carefully selected panel of private banks and specialist lenders.

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© 2026 Millionplus.com International Ltd. All rights reserved.

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Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Million Plus is a trading style of MillionPlus.com International Limited. All finance enquiries are referred to Million Plus Private Finance Limited (FCA No. 1006539), which is an appointed representative of TMG Direct Limited. TMG Direct Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 786245) and is registered with the Information Commissioner's Office under the Data Protection Act 2018 (Registration No. ZA178200). Commercial mortgages, buy-to-let mortgages, and some forms of asset lending are not regulated by the Financial Conduct Authority. Million Plus Private Finance Ltd is a credit broker, not a lender.

MillionPlus.com International Limited is registered in Guernsey No. 66225. Registered Address: Office 4, Caslon Court, Pitronnerie Road, St Peter Port, GY1 2RW. Million Plus Private Finance Limited is registered in England and Wales No. 08503362. Registered Address: Azets Burnham Yard, Beaconsfield, Bucks, United Kingdom, HP9 2JH.

MillionPlus Journal

Insights & News

Market intelligence, case studies and expert commentary on property, luxury asset finance, crypto-backed lending and private wealth.

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£8.9m Development Exit Finance — Avoiding Distressed Sale
Case Studies15 January 2026

£8.9m Development Exit Finance — Avoiding Distressed Sale

A developer in Manchester was nearing completion of a mixed-use residential and retail scheme when their existing development finance approached expiry. Reservation timelines had shifted due to wider market delays, and the original lender refused to extend beyond the agreed term.

£26m Multi-Property Portfolio Refinancing for International Investor
Case Studies15 January 2026

£26m Multi-Property Portfolio Refinancing for International Investor

An international high-net-worth investor required refinancing of a large UK commercial portfolio to release capital for future acquisitions. The properties were owned through special-purpose vehicles incorporated in different jurisdictions, and rental income was largely received in foreign currency. Many lenders declined due to the complexity of ownership verification and perceived foreign-exchange risk.

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£12.4m Commercial Property Acquisition — Prime Central London
Case Studies15 January 2026

£12.4m Commercial Property Acquisition — Prime Central London

A UK-based family office identified a rare off-market opportunity to acquire a commercial building in Fitzrovia. The seller imposed a strict ten-day completion deadline, which immediately ruled out traditional lenders who required weeks of underwriting.

£5.1 Million Multi-Asset Business Bridging Loan for Portfolio Expansion
Business Bridging Loans15 January 2026

£5.1 Million Multi-Asset Business Bridging Loan for Portfolio Expansion

The client sought short-term financing to expand their corporate property and asset portfolio. A standard loan approach would have been slow and inflexible due to the multi-asset and cross-border nature of the holdings. Million Plus Private Finance coordinated a bespoke bridging facility of £5.1 million.

£2.75 Million Short-Term Loan to Bridge Working Capital Gap
Business Bridging Loans15 January 2026

£2.75 Million Short-Term Loan to Bridge Working Capital Gap

Our client faced a short-term working capital challenge during a high-value project but needed immediate funding to maintain operational continuity. Million Plus Private Finance structured a £2.75 million bespoke bridging loan. By showcasing the client's multi-property assets, diversified revenue streams, and international holdings, we secured private bank lending with flexible repayment options.

£4.2 Million Business Bridging Loan for Corporate Acquisition
Business Bridging Loans15 January 2026

£4.2 Million Business Bridging Loan for Corporate Acquisition

Our client identified a strategic acquisition opportunity for a commercial property portfolio but required rapid short-term funding to secure the deal. Conventional lending was too slow to meet the acquisition timeline. Million Plus Private Finance structured a bespoke bridging facility of £4.2 million.

£3.3 Million Residential Renovation Bridging Loan
Case Studies15 January 2026

£3.3 Million Residential Renovation Bridging Loan

Our client required fast funding to bridge finance a large residential renovation project. The property was off-market, and conventional lenders were unable to meet the short-term settlement timeline or accommodate the complexity of the investment. Million Plus Private Finance prepared a comprehensive application, detailing the client's portfolio, international assets, and projected renovation returns.

£1.65 Million Multi-Property Residential Bridging Loan
Case Studies15 January 2026

£1.65 Million Multi-Property Residential Bridging Loan

Our client sought short-term finance to simultaneously acquire two adjacent residential properties as part of a broader portfolio expansion strategy. Multi-property acquisitions often require bespoke structuring to satisfy both lender and timeline requirements. Million Plus Private Finance structured a single lending facility covering both properties.

£2.1 Million Residential Bridging Loan for Luxury Home Acquisition
Case Studies15 January 2026

£2.1 Million Residential Bridging Loan for Luxury Home Acquisition

Our client identified a prime residential property as a strategic acquisition but required rapid, short-term funding to secure the purchase. Traditional lenders could not meet the urgent settlement timeline. Million Plus Private Finance reviewed the client's financial portfolio and complex income streams.

£3.1 Million Commercial Land Bridging Loan
Case Studies15 January 2026

£3.1 Million Commercial Land Bridging Loan

Our client required urgent funding to acquire a commercial site earmarked for a luxury office development. The property was off-market, and a fast settlement was necessary to complete the purchase. Conventional lenders were unable to meet the time-sensitive requirements.

£1.85 Million Multi-Plot Acquisition Loan
Case Studies15 January 2026

£1.85 Million Multi-Plot Acquisition Loan

Our client sought to acquire three adjacent plots for a mixed-use residential and commercial development but required consolidated short-term financing. Multi-plot acquisitions often present complications for traditional lenders, especially when timing is critical. Million Plus Private Finance structured a single lending facility covering all three plots.

£2.75 Million Land Bridging Loan for Residential Development
Case Studies15 January 2026

£2.75 Million Land Bridging Loan for Residential Development

Our client identified a prime plot for a high-end residential development but required rapid funding to secure the land ahead of competing offers. Traditional lenders could not meet the tight auction and settlement timeline.

£10 Million Acquisition and Development Loan for Mixed-Use Urban Site
Case Studies14 January 2026

£10 Million Acquisition and Development Loan for Mixed-Use Urban Site

Our client identified a prime mixed-use urban site for a luxury residential and retail development. Traditional lenders were reluctant due to the site's scale, mixed zoning, and requirement for short-term bridging and development funding. Speed and discretion were paramount to secure the purchase before competitors.

£5.6 Million Loan for Luxury Country Estate Renovation
Case Studies14 January 2026

£5.6 Million Loan for Luxury Country Estate Renovation

Our client owned a historic country estate requiring comprehensive renovation and modernisation, including a guesthouse and leisure facilities. The property's mixed-use elements, including short-term rental potential, complicated conventional financing. Million Plus Private Finance assessed the full portfolio, including international assets and multiple income streams.

£8.2 Million Development Loan for Multi-Unit Residential Project
Case Studies14 January 2026

£8.2 Million Development Loan for Multi-Unit Residential Project

Our client, a London-based property investor, sought finance to acquire and redevelop a portfolio of six adjacent townhouses into luxury apartments. Traditional lenders were hesitant due to the scale of the project and the complex financing structure involving multiple properties. Timing was critical to secure planning approvals and begin construction.

£1.85 Million Auction Bridging Loan for Renovation Project
Auction Finance14 January 2026

£1.85 Million Auction Bridging Loan for Renovation Project

Our client identified a high-value residential property at auction, intended for renovation and resale. The short settlement window created a barrier for traditional lenders, and the property's condition meant additional funding would be required post-acquisition. Million Plus Private Finance reviewed the client's portfolio, projected renovation costs, and funding requirements.

£3.1 Million Multi-Property Auction Loan for Portfolio Expansion
Auction Finance14 January 2026

£3.1 Million Multi-Property Auction Loan for Portfolio Expansion

Our client sought to acquire three high-value auction properties in succession to expand an existing residential portfolio. Traditional lenders were cautious due to the speed of acquisitions and multi-property complexity. Million Plus Private Finance structured a bespoke multi-property auction loan.

£2.4 Million Short-Term Loan for London Auction Property
Auction Finance14 January 2026

£2.4 Million Short-Term Loan for London Auction Property

Our client aimed to secure a prime central London property at auction, but traditional lenders could not provide rapid funding within the auction timetable. The property was a mixed-use building, combining residential flats and a commercial unit, which added complexity for conventional mortgage providers.

£12m Lombard Loan Secured Against Multi-Asset Portfolio
Case Studies13 January 2026

£12m Lombard Loan Secured Against Multi-Asset Portfolio

A tech entrepreneur approached Million Plus Private Finance requiring fast access to liquidity for a luxury property acquisition in London. Most of their net worth was held in a diversified investment portfolio that included global equities, corporate bonds, and structured products held across two private banks in different jurisdictions.

£3m Facility Secured for International Property Refinancing
Case Studies13 January 2026

£3m Facility Secured for International Property Refinancing

A finance executive with significant equity holdings required a seamless refinancing solution on a UK investment property portfolio. Traditional lenders raised concerns related to cross-border income streams and international residency arrangements, resulting in slow progress and restrictive terms.

£7.5m Liquidity Release for Business Expansion Using Securities Collateral
Case Studies13 January 2026

£7.5m Liquidity Release for Business Expansion Using Securities Collateral

A family office sought capital to co-invest in a strategic business acquisition while preserving exposure to long-held equity positions. Their goal was to access liquidity from a portfolio including blue-chip equities and government bonds without selling or restructuring core holdings.

£4.5 Million Multi-Crypto Mortgage for Portfolio Diversification
Case Studies13 January 2026

£4.5 Million Multi-Crypto Mortgage for Portfolio Diversification

Our client, an international investor with holdings in Bitcoin, Ethereum, and other digital assets, sought a mortgage to diversify their UK property portfolio. High-value multi-property finance with cryptocurrency collateral posed challenges for standard lenders due to volatility and multi-jurisdiction holdings.

£1.9 Million Ethereum-Backed Mortgage for a UK Investment Property
Case Studies13 January 2026

£1.9 Million Ethereum-Backed Mortgage for a UK Investment Property

Our client, a high-net-worth entrepreneur, sought to finance a UK investment property using Ethereum as collateral. The property was a multi-unit residential building intended for rental income, and traditional lenders were cautious due to crypto volatility and non-standard income sources.

£2.8 Million Bitcoin-Backed Mortgage for a Luxury London Property
Case Studies13 January 2026

£2.8 Million Bitcoin-Backed Mortgage for a Luxury London Property

Our client, a high-net-worth investor with a substantial Bitcoin portfolio, required a mortgage to acquire a high-value residential property in London. Conventional lenders were hesitant due to cryptocurrency collateral and cross-border assets.