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MillionPlus

A luxury asset marketplace and specialist finance advisory. Discreet, global, and backed by a carefully selected panel of private banks and specialist lenders.

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© 2026 Millionplus.com International Ltd. All rights reserved.

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Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Million Plus is a trading style of MillionPlus.com International Limited. All finance enquiries are referred to Million Plus Private Finance Limited (FCA No. 1006539), which is an appointed representative of TMG Direct Limited. TMG Direct Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 786245) and is registered with the Information Commissioner's Office under the Data Protection Act 2018 (Registration No. ZA178200). Commercial mortgages, buy-to-let mortgages, and some forms of asset lending are not regulated by the Financial Conduct Authority. Million Plus Private Finance Ltd is a credit broker, not a lender.

Head Office: Aegon House, 13 Lanark Square, London, E14 9QD. MillionPlus.com International Limited is registered in Guernsey No. 66225. Registered Address: Office 4, Caslon Court, Pitronnerie Road, St Peter Port, GY1 2RW. Million Plus Private Finance Limited is registered in England and Wales No. 08503362. Registered Address: Azets Burnham Yard, Beaconsfield, Bucks, United Kingdom, HP9 2JH.

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Market intelligence, case studies and expert commentary on property, luxury asset finance, crypto-backed lending and private wealth.

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International Residential Mortgage for a UK Entrepreneur
International Mortgages29 January 2026

International Residential Mortgage for a UK Entrepreneur

The client was a UK-based entrepreneur with substantial retained profits and a diversified international investment portfolio. They were acquiring a prime residential property in Southern Europe intended as a long-term family asset. Local lending options were limited in their ability to assess the client's wider balance sheet and international income profile.

Agricultural Property Finance for a Diversified Rural Estate Portfolio
Agricultural Property Finance29 January 2026

Agricultural Property Finance for a Diversified Rural Estate Portfolio

Our client was a rural estate owner with agricultural land, let residential property, and commercial units held across multiple entities. Income was fragmented and retained within operating structures, making traditional affordability assessments restrictive. The requirement was to refinance existing borrowing and fund estate improvements without disrupting operational cashflow.

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Farm Land Loan Structured for an Asset-Rich Rural Landowner
Agricultural Property Finance29 January 2026

Farm Land Loan Structured for an Asset-Rich Rural Landowner

An asset-rich landowner held agricultural land alongside development-adjacent plots and international investments. Income was largely investment-led, with minimal reliance on farming turnover. Conventional farm mortgage providers were unable to accommodate the client's structure or long-term repayment preferences.

Agricultural Property Finance for a Multi-Generational Farming Estate 
Agricultural Property Finance29 January 2026

Agricultural Property Finance for a Multi-Generational Farming Estate 

The client was a multi-generational farming family holding several hundred acres of agricultural land, with additional commercial and residential assets held within a family structure. Income was diversified across farming operations, land leasing, and retained profits, creating complexity for traditional agricultural lenders focused on operating income alone.

Trading Business Acquiring Owner-Occupied Commercial Premises
Commercial Property Finance29 January 2026

Trading Business Acquiring Owner-Occupied Commercial Premises

The borrower was the owner of a long-established UK manufacturing business seeking to acquire its trading premises following the expiration of a long-term lease. The property value was approximately £3.4 million, and the borrower required a commercial mortgage structure that avoided excessive amortisation and preserved cash within the operating business.

Regional Commercial Landlord Refinancing a Multi-Let Asset
Commercial Property Finance29 January 2026

Regional Commercial Landlord Refinancing a Multi-Let Asset

The borrower was a UK-based commercial landlord holding a diversified portfolio of regional industrial and office assets, with a focus on stable, income-producing properties. The requirement was to refinance a multi-let commercial building valued at approximately £4.6 million in order to consolidate existing facilities and improve cashflow efficiency.

Boutique Hotel Acquisition Using Commercial Property Finance
Commercial Property Finance29 January 2026

Boutique Hotel Acquisition Using Commercial Property Finance

The borrower was an experienced UK hotel operator acquiring a freehold boutique hotel with fewer than 30 keys in a prime regional location. The purchase price was approximately £5.2 million, with trading history supported by stable occupancy and consistent EBITDA.

£15.0 Million Family Office Property Portfolio Facility
Property Portfolio Finance29 January 2026

£15.0 Million Family Office Property Portfolio Facility

A family office managed a multi-property residential portfolio as part of a wider investment and intergenerational planning structure. Existing facilities lacked flexibility and did not align with long-term stewardship objectives. Million Plus Private Finance reviewed the portfolio's asset composition, income profile, and governance framework.

£8.5 Million Mixed Residential Portfolio Refinance For International Investor | UK & Overseas
Property Portfolio Finance29 January 2026

£8.5 Million Mixed Residential Portfolio Refinance For International Investor | UK & Overseas

The client held a UK residential portfolio alongside international property and investment assets. Legacy borrowing arrangements were restrictive and did not reflect the scale or diversification of the wider asset base. Million Plus Private Finance assessed the UK portfolio in the context of the client's overall balance sheet, including cross-border income and asset exposure.

£12.0 Million Property Portfolio Facility Across London Residential Assets
Property Portfolio Finance29 January 2026

£12.0 Million Property Portfolio Facility Across London Residential Assets

Client: Private Landlord | Greater London Our client held a portfolio of residential investment properties across London, accumulated through multiple acquisitions over time. Existing borrowing was fragmented across individual properties, limiting flexibility and increasing administrative complexity. Million Plus Private Finance reviewed the portfolio holistically, assessing aggregate value, rental income, and long-term performance.

£4.5 Million Private Lending Facility for a Family Office
Private Lending29 January 2026

£4.5 Million Private Lending Facility for a Family Office

The family office sought a private lending solution aligned with long-term capital preservation and intergenerational planning. Existing borrowing arrangements lacked flexibility and did not reflect the scale or composition of the underlying asset base. Million Plus Private Finance reviewed the family office's property holdings, investment assets, and governance structure.

£3.2 Million Private Loan for an International Client
Private Lending29 January 2026

£3.2 Million Private Loan for an International Client

Our client required UK-based liquidity supported by overseas assets held across multiple jurisdictions. Cross-border income sources and asset locations created complexity that standard lenders were unable to accommodate within conventional underwriting frameworks. Million Plus Private Finance coordinated a full review of the client's international holdings, income streams, and existing liabilities.

£6.0 Million Private Lending Facility Secured Across Multiple Assets
Private Lending29 January 2026

£6.0 Million Private Lending Facility Secured Across Multiple Assets

Our client required a flexible private lending facility to support liquidity needs across a diversified balance sheet comprising UK residential property, listed investments, and private business interests. Income flows were irregular due to reinvestment and international exposure, making conventional lending routes unsuitable.

Bespoke Mortgage Structuring for a Multi-Generational Family Office
High Value Mortgages28 January 2026

Bespoke Mortgage Structuring for a Multi-Generational Family Office

A UK-based family office managing a multi-generational portfolio sought funding to support the acquisition of a countryside estate while retaining flexibility across existing property and investment holdings. The family's wealth was held across operating businesses, real estate, and financial assets, with ownership structures designed to support long-term stewardship rather than short-term liquidity events.

Refinancing a High Value UK Property for an International Investor
High Value Mortgages28 January 2026

Refinancing a High Value UK Property for an International Investor

Our client is an international investor with a diversified portfolio spanning UK residential property, overseas investments, and assets held through offshore structures. Income was generated across multiple jurisdictions, creating complexity in reporting and cashflow assessment.

Prime London Residential Acquisition for a UK Business Owner
High Value Mortgages28 January 2026

Prime London Residential Acquisition for a UK Business Owner

Our client is the majority shareholder of a profitable UK-based business with significant retained earnings, investment assets, and a diversified personal balance sheet. While income taken personally was modest, overall wealth was substantial and supported by long-term asset strength and liquidity.

£4.2 Million Blended Facility Using Single Stock and Listed Portfolio
Single Stock Loans28 January 2026

£4.2 Million Blended Facility Using Single Stock and Listed Portfolio

Our client, an international investor, held a substantial single-name equity position alongside a diversified listed portfolio. He required liquidity to support opportunistic investments while retaining exposure to the core holding. Million Plus Private Finance reviewed the client's balance sheet, including asset concentration and jurisdictional considerations.

£2.4 Million Share-Backed Loan for Founder Portfolio Management
Single Stock Loans28 January 2026

£2.4 Million Share-Backed Loan for Founder Portfolio Management

Our client was a founder who retained a significant listed shareholding following a partial exit from a public company. While the position represented long-term conviction, the concentration constrained liquidity for broader investment activity. Million Plus Private Finance assessed the equity position alongside the client's property holdings and liquid investments.

£3.0 Million Single Stock Loan for Executive Liquidity
Single Stock Loans28 January 2026

£3.0 Million Single Stock Loan for Executive Liquidity

Our client, a senior executive of a publicly listed company, held a substantial portion of personal wealth in a single listed shareholding accumulated through long-term incentive plans. The concentration limited flexibility when personal liquidity was required to support a prime residential purchase.

£4.0 Million Blended Facility Using Listed and Unlisted Holdings
Unlisted Stock Loans28 January 2026

£4.0 Million Blended Facility Using Listed and Unlisted Holdings

Our client, an international investor, held a diversified portfolio comprising listed securities alongside a substantial unlisted shareholding in a private operating company. He required flexible liquidity to support opportunistic investments while retaining existing assets and maintaining portfolio balance. Million Plus Private Finance reviewed the client's balance sheet, including asset concentration, liquidity profile, and jurisdictional considerations.

£2.1 Million Pre-IPO Share-Backed Loan for Executive Liquidity
Unlisted Stock Loans28 January 2026

£2.1 Million Pre-IPO Share-Backed Loan for Executive Liquidity

Our client was a senior executive holding a meaningful equity position in a late-stage technology company preparing for a potential public listing. The shares were subject to transfer restrictions and lock-up provisions, and the client's income profile did not reflect the underlying value of the holding, limiting access to conventional credit.

£3.5 Million Unlisted Stock Loan for Founder Liquidity
Unlisted Stock Loans28 January 2026

£3.5 Million Unlisted Stock Loan for Founder Liquidity

Our client, a founder and majority shareholder of a profitable UK-based private company, held a significant proportion of personal wealth in unlisted shares following sustained reinvestment in the business. He required liquidity to support a prime residential property acquisition while maintaining ownership ahead of a potential medium-term transaction.

Sole Trader with Variable Income
Self Employed Mortgages28 January 2026

Sole Trader with Variable Income

Our client is a self employed professional operating as a sole trader, with fluctuating annual income but consistently strong net profits and accumulated investment assets. Despite income variability, the client's balance sheet demonstrated resilience and surplus liquidity.

International Entrepreneur with Complex Income
Self Employed Mortgages28 January 2026

International Entrepreneur with Complex Income

Our client is an international entrepreneur with ownership interests across several operating companies, generating income through dividends and overseas distributions, supported by a diversified investment portfolio and UK residential property holdings.