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MillionPlus

A luxury asset marketplace and specialist finance advisory. Discreet, global, and backed by a carefully selected panel of private banks and specialist lenders.

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© 2026 Millionplus.com International Ltd. All rights reserved.

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Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Million Plus is a trading style of MillionPlus.com International Limited. All finance enquiries are referred to Million Plus Private Finance Limited (FCA No. 1006539), which is an appointed representative of TMG Direct Limited. TMG Direct Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 786245) and is registered with the Information Commissioner's Office under the Data Protection Act 2018 (Registration No. ZA178200). Commercial mortgages, buy-to-let mortgages, and some forms of asset lending are not regulated by the Financial Conduct Authority. Million Plus Private Finance Ltd is a credit broker, not a lender.

Head Office: Aegon House, 13 Lanark Square, London, E14 9QD. MillionPlus.com International Limited is registered in Guernsey No. 66225. Registered Address: Office 4, Caslon Court, Pitronnerie Road, St Peter Port, GY1 2RW. Million Plus Private Finance Limited is registered in England and Wales No. 08503362. Registered Address: Azets Burnham Yard, Beaconsfield, Bucks, United Kingdom, HP9 2JH.

MillionPlus Journal

Insights & News

Market intelligence, case studies and expert commentary on property, luxury asset finance, crypto-backed lending and private wealth.

AllReal EstateFinanceCase StudiesMortgagesJetsYachtsLifestyleSuper YachtsAircraftCarsWineArt
Sole Trader with Variable Income
Self Employed Mortgages28 January 2026

Sole Trader with Variable Income

Our client is a self employed professional operating as a sole trader, with fluctuating annual income but consistently strong net profits and accumulated investment assets. Despite income variability, the client's balance sheet demonstrated resilience and surplus liquidity.

International Entrepreneur with Complex Income
Self Employed Mortgages28 January 2026

International Entrepreneur with Complex Income

Our client is an international entrepreneur with ownership interests across several operating companies, generating income through dividends and overseas distributions, supported by a diversified investment portfolio and UK residential property holdings.

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Business Owner with Retained Profits
Self Employed Mortgages28 January 2026

Business Owner with Retained Profits

Our client is the majority shareholder of a profitable UK-based trading business with substantial retained profits held on the company balance sheet, alongside personal investment assets and a modest PAYE salary. Overall wealth was significant, but income was intentionally structured to support business growth and capital efficiency rather than maximised personal drawings.

Asset-Rich Individual – Specialist Later Life Facility
Case Studies27 January 2026

Asset-Rich Individual – Specialist Later Life Facility

Our client was an asset-rich individual in their early seventies holding multiple unencumbered UK residential properties alongside a diversified investment portfolio. Income was intentionally modest, reflecting lifestyle choice rather than financial constraint, which limited access to conventional mortgage products.

International Investor – Private Bank Later Life Lending
Case Studies27 January 2026

International Investor – Private Bank Later Life Lending

The client was an international investor in their late sixties with a prime London residence held alongside overseas investments and family trust structures. Their wealth was concentrated in long-term assets, with limited UK income but significant global net worth.

Retired Business Owner – Later Life Mortgage
Case Studies27 January 2026

Retired Business Owner – Later Life Mortgage

Our client was a retired business owner in their early seventies who had built substantial wealth following the sale of a UK-based company. Their assets were primarily held in a prime main residence valued at approximately £3.4 million, supported by diversified investment portfolios and liquid reserves.

Structured Lending Secured on Museum-Grade Antiques for a Family Office
Antiques Finance27 January 2026

Structured Lending Secured on Museum-Grade Antiques for a Family Office

A family office managing multi-generational wealth held a collection of museum-grade antiques alongside financial investments and real estate. Liquidity was required to rebalance the portfolio and fund succession planning costs, but the family wished to avoid selling culturally significant assets.

Financing Against International Antique Assets for a Cross-Border Investor
Antiques Finance27 January 2026

Financing Against International Antique Assets for a Cross-Border Investor

An international investor held a diversified collection of antique artworks and historical objects stored across the UK and Europe. The client required short-to-medium-term liquidity to fund a property development opportunity but preferred not to sell assets or unwind existing investments. Conventional lenders were unable to assess the assets within standard criteria.

Raising Liquidity Against a Curated Antique Collection for a UK Business Owner
Antiques Finance27 January 2026

Raising Liquidity Against a Curated Antique Collection for a UK Business Owner

The client was a UK-based business owner with a substantial collection of period furniture and decorative antiques held alongside commercial property and retained corporate profits. While asset-rich, the client sought liquidity to support a business acquisition without diverting capital from core operations.

Interest-Only Mortgage for an International Investor with Cross-Border Assets
Case Studies27 January 2026

Interest-Only Mortgage for an International Investor with Cross-Border Assets

Our client is an international investor with a multi-asset portfolio spanning UK property, European real estate, and financial investments generating income in multiple currencies. When purchasing a UK residential property valued at £3.5 million, conventional lenders struggled to assess overseas income streams and applied conservative assumptions that reduced borrowing flexibility.

Retirement Interest-Only Mortgage for an Asset-Rich UK Client
Case Studies27 January 2026

Retirement Interest-Only Mortgage for an Asset-Rich UK Client

Our client is an asset-rich individual with a diversified portfolio comprising UK residential property, overseas real estate, and liquid investments held across multiple jurisdictions. Approaching later life, the client sought to release capital to support estate planning objectives without selling core assets or restructuring long-held investments.

UK Business Owner Using an Interest-Only Mortgage for Liquidity Management
Case Studies27 January 2026

UK Business Owner Using an Interest-Only Mortgage for Liquidity Management

Our client is the majority shareholder of a profitable UK-based business with significant retained profits and a diversified investment portfolio, including commercial property and liquid assets. While acquiring a prime UK residential property valued at just over £4 million, the client required a borrowing structure that preserved liquidity and avoided unnecessary pressure on personal income.

Foreign Currency Remortgage for an International Property Investor
Case Studies27 January 2026

Foreign Currency Remortgage for an International Property Investor

An international investor with a diversified property portfolio sought to refinance an existing UK asset while maintaining exposure to US dollar income streams generated from overseas investments. The client's priority was to improve cashflow alignment without compromising long-term ownership.

Private Bank Foreign Currency Mortgage for a Multi-Jurisdiction Family Office
Case Studies27 January 2026

Private Bank Foreign Currency Mortgage for a Multi-Jurisdiction Family Office

A family office managing assets across Europe and the Middle East required mortgage finance to support a UK residential acquisition. The family's balance sheet was predominantly denominated in foreign currencies, with sterling exposure deliberately limited as part of long-term capital planning.

Foreign Currency Mortgage for an International Executive with Euro Income
Case Studies27 January 2026

Foreign Currency Mortgage for an International Executive with Euro Income

A senior international executive earning the majority of their income in euros sought to acquire a prime UK residential property. Their wider financial position was structured across international investments and retained earnings from overseas businesses, with limited exposure to sterling income.

£6.1 Million Non-Recourse Art Finance for a Family Office
Art Finance22 January 2026

£6.1 Million Non-Recourse Art Finance for a Family Office

A UK-based family office managing a multi-asset portfolio held a museum-quality art collection representing a meaningful proportion of overall net worth. The family sought liquidity for private equity deployment while avoiding personal guarantees or dilution of ownership.

£2.8 Million Fine Art Loan for an International Investor
Art Finance22 January 2026

£2.8 Million Fine Art Loan for an International Investor

Our client holds a diversified international portfolio spanning commercial property, financial investments, and fine art located in London and Geneva. Liquidity was required to support a commercial real estate opportunity while maintaining existing asset positions and overall portfolio alignment.

£4.5 Million Art-Backed Facility for a Private Collector
Art Finance22 January 2026

£4.5 Million Art-Backed Facility for a Private Collector

Our client is a long-established private collector with a substantial contemporary art portfolio accumulated over more than two decades. While overall net worth was significant, a large proportion of wealth was concentrated in fine art and investment assets, resulting in limited immediate liquidity.

 £1.1 Million Family Office Structured Vehicle Acquisition
Luxury Car Finance22 January 2026

 £1.1 Million Family Office Structured Vehicle Acquisition

A UK based family office managing a diversified portfolio of real estate and investment assets sought funding for multiple prestige vehicles as part of a wider lifestyle and asset planning strategy. Vehicle-based lending was considered inefficient and unnecessarily restrictive.

£520,000 Raised Against an Existing Luxury and Classic Car Collection
Luxury Car Finance22 January 2026

£520,000 Raised Against an Existing Luxury and Classic Car Collection

Our client is a high-net-worth individual with a long-standing collector vehicle portfolio, including classic and limited-production cars held outright. While asset-rich, a large proportion of wealth was tied up in non-income-producing assets, limiting flexibility when new investment opportunities arose. Rather than selling vehicles or disrupting long-term ownership plans, the client sought to release liquidity.

£450,000 Private Bank Car Loan for a Business Owner Acquiring a Supercar
Luxury Car Finance22 January 2026

£450,000 Private Bank Car Loan for a Business Owner Acquiring a Supercar

Our client is the founder and majority shareholder of a profitable UK-based business with significant retained earnings and a growing investment portfolio. While personal PAYE income was modest, overall net worth was substantial. The objective was to acquire a limited-production Ferrari while preserving liquidity for continued business expansion.

Portfolio Refinance for a Family Office Investor
Buy To Let22 January 2026

Portfolio Refinance for a Family Office Investor

Our client is a UK-based family office managing a multi-asset portfolio, including residential rental properties and alternative investments. The objective was to refinance a portfolio of buy to let townhouses while releasing capital for future acquisitions.

Buy to Let for an International Investor Using an SPV Structure
Buy To Let22 January 2026

Buy to Let for an International Investor Using an SPV Structure

Our client is a high-net-worth expatriate investor based in the Middle East, holding UK rental assets through a special purpose vehicle. The proposed acquisition was a mixed-use residential block in a regional UK city, intended as a long-term income-producing investment.

High-Value London Buy to Let for a UK Entrepreneur
Buy To Let22 January 2026

High-Value London Buy to Let for a UK Entrepreneur

Our client is a UK-based entrepreneur with a diversified portfolio of residential investment properties and commercial assets. Personal PAYE income was modest relative to overall wealth, with capital largely held in property equity and investment accounts. The client sought to acquire a prime London buy to let property as part of a long-term portfolio strategy.