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MillionPlus

A luxury asset marketplace and specialist finance advisory. Discreet, global, and backed by a carefully selected panel of private banks and specialist lenders.

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Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Million Plus is a trading style of MillionPlus.com International Limited. All finance enquiries are referred to Million Plus Private Finance Limited (FCA No. 1006539), which is an appointed representative of TMG Direct Limited. TMG Direct Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 786245) and is registered with the Information Commissioner's Office under the Data Protection Act 2018 (Registration No. ZA178200). Commercial mortgages, buy-to-let mortgages, and some forms of asset lending are not regulated by the Financial Conduct Authority. Million Plus Private Finance Ltd is a credit broker, not a lender.

MillionPlus.com International Limited is registered in Guernsey No. 66225. Registered Address: Office 4, Caslon Court, Pitronnerie Road, St Peter Port, GY1 2RW. Million Plus Private Finance Limited is registered in England and Wales No. 08503362. Registered Address: Azets Burnham Yard, Beaconsfield, Bucks, United Kingdom, HP9 2JH.

MillionPlus Journal

Insights & News

Market intelligence, case studies and expert commentary on property, luxury asset finance, crypto-backed lending and private wealth.

AllReal EstateFinanceCase StudiesMortgagesJetsLifestyleSuper YachtsAircraftYachtsReal Estate UAECryptoCars
Financing a £2.4 Million Fine Art Collection
Luxury Items Finance8 January 2026

Financing a £2.4 Million Fine Art Collection

Our client, a high-net-worth art collector, sought funding to acquire a rare modernist art collection valued at £2.4 million. The pieces included works from internationally recognised artists, with provenance documentation and auction histories that demanded careful appraisal.

£2 Million Mortgage for an LLP Equity Partner (2024)
Complex Income Mortgages8 January 2026

£2 Million Mortgage for an LLP Equity Partner (2024)

Our client, an equity partner at a London law firm, required a £2 million mortgage to purchase a £3 million residential property. The clients income had increased materially over recent years through partnership drawings. Mainstream lenders relied on income averaging, significantly reducing borrowing capacity and failing to reflect the client's current earnings or future trajectory.

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£1.8 Million Mortgage for an Expat with USD Income (2025)
Complex Income Mortgages8 January 2026

£1.8 Million Mortgage for an Expat with USD Income (2025)

Our client, an investment professional based in New York, wished to purchase a £2.5 million property in London as a UK base for their family. The clients income was paid in US dollars and included both salary and annual performance bonus.

£1.4 Million Mortgage for an Executive with Salary and RSUs (2025)
Complex Income Mortgages8 January 2026

£1.4 Million Mortgage for an Executive with Salary and RSUs (2025)

Our client, a senior technology executive, sought a £1.4 million mortgage to purchase a prime London apartment. Our client's remuneration comprised a base salary alongside vested restricted stock units (RSUs). Traditional lenders were unwilling to recognise share-based income, focusing solely on fixed salary and excluding RSUs from affordability calculations.

Why the Rich Are Secretly Moving to This Island: Life in Guernsey
Lifestyle31 December 2025

Why the Rich Are Secretly Moving to This Island: Life in Guernsey

What if I told you there's a place an hour from London where people don't lock their cars or homes?

Buying a House with Bad Credit – Realistic UK Options (2026 Guide)
Real Estate30 December 2025

Buying a House with Bad Credit – Realistic UK Options (2026 Guide)

If you're hoping to buy a house with bad credit, let's start with the truth: it's harder, but it's not impossible. Bad credit doesn't automatically disqualify you from homeownership, but it does narrow your options, increase your costs, and require more preparation than someone with a spotless credit file.

Corporate Insurance for Operational Continuity
Case Studies29 December 2025

Corporate Insurance for Operational Continuity

Our client, a corporate investor, sought insurance to safeguard his company's operations, revenue streams, and key personnel. The business operated across multiple countries with complex regulatory requirements, making conventional corporate policies insufficient. Million Plus Private Finance reviewed the company's operational risks, revenue exposure, and international structure.

Luxury Asset Protection for Fine Art and Vehicles
Case Studies29 December 2025

Luxury Asset Protection for Fine Art and Vehicles

Our client, a collector of fine art and luxury vehicles, required comprehensive coverage for her multi-asset portfolio, including high-value paintings, classic cars, and private jets. Standard policies failed to provide adequate coverage and bespoke risk assessment.

Bespoke Life Insurance for a High-Net-Worth Expat
Case Studies29 December 2025

Bespoke Life Insurance for a High-Net-Worth Expat

Our client, a UK expatriate residing between Dubai and London, required a life insurance policy to provide financial security for his family while optimising estate planning across multiple jurisdictions. Standard providers were unable to accommodate his complex offshore holdings and international residency.

£4 Million Multi-Property Commercial Loan
Case Studies29 December 2025

£4 Million Multi-Property Commercial Loan

Our client, a property developer, sought £4 million to acquire and redevelop a portfolio of retail and office units. The project involved multiple properties with varying lease structures, which made conventional lenders hesitant. Million Plus Private Finance reviewed his corporate financials, existing portfolios, and projected income from each property.

£1.8 Million Hotel Development Finance Facility
Case Studies29 December 2025

£1.8 Million Hotel Development Finance Facility

Our client, a corporate investor, required £1.8 million to renovate and expand a boutique hotel in Manchester. High-street lenders were cautious due to the bespoke nature of the redevelopment and projected cashflows. Million Plus Private Finance structured a tailored commercial finance solution, presenting detailed cashflow projections, development timelines, and her existing property portfolio.

£2.5 Million Commercial Loan for a Prime Real Estate Acquisition
Case Studies29 December 2025

£2.5 Million Commercial Loan for a Prime Real Estate Acquisition

Our client, a high-net-worth investor, sought £2.5 million to acquire a prime office building in central London. Conventional Commercial lenders were hesitant due to the mix of commercial tenants and complex international ownership. Million Plus Private Finance reviewed their full financial portfolio, including multi-property holdings, corporate income streams, and international assets.

How Million Plus Private Finance Secured a £3 Million Development Finance Facility
Bridging And Development Finance29 December 2025

How Million Plus Private Finance Secured a £3 Million Development Finance Facility

Our client, a property developer, required a £3 million facility to fund a large-scale residential renovation project. Million Plus Private Finance conducted a detailed review of his development portfolio, projected resale values, and cashflow forecasts. We structured a bespoke development loan with staged disbursements aligned to the renovation schedule.

£1.43 Million Bridging Loan for a Self-Employed Professional
Bridging And Development Finance29 December 2025

£1.43 Million Bridging Loan for a Self-Employed Professional

Our client, a self-employed director of a financial litigation firm, required £1.43 million to acquire a period property. Due to fluctuating, case-based income, the transaction required careful presentation to ensure lender confidence and timely completion. Million Plus Private Finance presented the client's full financial profile, including company accounts, ongoing case revenue, and forthcoming settlements.

Securing a £1.26 Million Bridging Loan for a UK Expat
Bridging And Development Finance29 December 2025

Securing a £1.26 Million Bridging Loan for a UK Expat

Our client, a UK expatriate dividing time between the Middle East and the UK, required urgent funding to buy out an ex-spouse's share of a £1.26 million primary residence. The property was a mixed-use asset, serving as both a private home and a short-term holiday let, requiring careful presentation due to its dual-use nature.

How Our Client Leveraged £3.2 Million in Combined Crypto and Securities Finance
Case Studies29 December 2025

How Our Client Leveraged £3.2 Million in Combined Crypto and Securities Finance

Our client required liquidity for a strategic acquisition while maintaining ownership of their crypto holdings and securities portfolio. Million Plus Private Finance evaluated the clients full wealth profile, including digital assets, listed securities, and international holdings. We structured a bespoke blended facility combining crypto-backed lending with a securities-backed Lombard loan.

£2 Million Securities-Backed Lombard Loan for a High-Net-Worth Investor
Case Studies29 December 2025

£2 Million Securities-Backed Lombard Loan for a High-Net-Worth Investor

Our client, a high-net-worth investor, sought £2 million to fund a private equity acquisition without liquidating her diversified securities portfolio. Traditional lenders were reluctant due to the combination of equities, bonds, and offshore holdings. Million Plus Private Finance structured a bespoke Lombard loan using the clients securities as collateral.

Securing a £1.5 Million Crypto-Backed Loan for a UK Expat
Case Studies29 December 2025

Securing a £1.5 Million Crypto-Backed Loan for a UK Expat

Our client, a UK expatriate living between Europe and the Middle East, needed £1.5 million to refinance a property portfolio while preserving his cryptocurrency holdings. Traditional lenders were unwilling to assess crypto assets due to volatility and custody concerns.

How the 1% Buy Their First Private Jet (Inside the Real Process)
Aircraft27 December 2025

How the 1% Buy Their First Private Jet (Inside the Real Process)

Buying your first private jet is absolutely volcanic. It's one of the most exciting purchases you'll ever make, but here's the truth: it's also one of the most complicated. The ultra-wealthy don't just browse online listings and click "buy now" on a Gulfstream. That's not how this works.

First-Time Buyer Mistakes That Cost Thousands (And How to Avoid Them)
Real Estate26 December 2025

First-Time Buyer Mistakes That Cost Thousands (And How to Avoid Them)

Buying your first home ranks among life's most significant financial decisions—and potentially most expensive mistakes. First-time buyers face particular vulnerability: lacking transaction experience, often stretching budgets to enter competitive markets, and navigating complex legal and financial processes without the benefit of lessons learned from previous purchases.

How Moving to Dubai Changed My Business (The Reality No One Tells You)
Real Estate UAE25 December 2025

How Moving to Dubai Changed My Business (The Reality No One Tells You)

Moving business to Dubai isn't just a tax decision—it's a complete business transformation. Over the past few years, I've watched hundreds of founders, investors, and entrepreneurs make this move, and what surprised me most isn't the tax savings. It's how fundamentally different your business becomes when you operate from a genuinely pro-business environment.

How the Wealthy Use Property to Reduce Tax?
Finance24 December 2025

How the Wealthy Use Property to Reduce Tax?

Property ownership represents a cornerstone of UK wealth accumulation, with residential and commercial real estate comprising approximately 65% of high-net-worth individual portfolios according to wealth management studies.

Securing a £100 Million Super Yacht
Case Studies23 December 2025

Securing a £100 Million Super Yacht

Our client approached Million Plus to finance a 106 metre super yacht built in Italy, valued at £100 million. The challenge was their complex financial profile: they had multiple offshore investments, fluctuating dividend income, and an ongoing property development portfolio.

Interest-Only vs Repayment Mortgages: Which Is Better in the UK? (2026 Guide)
Real Estate23 December 2025

Interest-Only vs Repayment Mortgages: Which Is Better in the UK? (2026 Guide)

Choosing between an interest-only and repayment mortgage represents one of the most consequential financial decisions you'll make when purchasing property. The structure you select determines not just your monthly payment affordability, but your total borrowing cost over 25-30 years, your equity accumulation rate, and ultimately whether you own your property outright at mortgage maturity.