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MillionPlus

A luxury asset marketplace and specialist finance advisory. Discreet, global, and backed by a carefully selected panel of private banks and specialist lenders.

020 7519 4950

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Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Million Plus is a trading style of MillionPlus.com International Limited. All finance enquiries are referred to Million Plus Private Finance Limited (FCA No. 1006539), which is an appointed representative of TMG Direct Limited. TMG Direct Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 786245) and is registered with the Information Commissioner's Office under the Data Protection Act 2018 (Registration No. ZA178200). Commercial mortgages, buy-to-let mortgages, and some forms of asset lending are not regulated by the Financial Conduct Authority. Million Plus Private Finance Ltd is a credit broker, not a lender.

Head Office: Aegon House, 13 Lanark Square, London, E14 9QD. MillionPlus.com International Limited is registered in Guernsey No. 66225. Registered Address: Office 4, Caslon Court, Pitronnerie Road, St Peter Port, GY1 2RW. Million Plus Private Finance Limited is registered in England and Wales No. 08503362. Registered Address: Azets Burnham Yard, Beaconsfield, Bucks, United Kingdom, HP9 2JH.

MillionPlus Journal

Insights & News

Market intelligence, case studies and expert commentary on property, luxury asset finance, crypto-backed lending and private wealth.

AllReal EstateFinanceCase StudiesMortgagesJetsYachtsLifestyleCarsSuper YachtsWineAircraftArt
What is Ferrari Classiche certification and why does it matter?
Cars21 October 2026

What is Ferrari Classiche certification and why does it matter?

Ferrari Classiche certification is an official factory authentication process that verifies a vintage car retains its original components. Discover why this certification is essential for preserving market value and securing specialist finance.

What is Ferrari Classiche certification and why does it matter?
Cars21 October 2026

What is Ferrari Classiche certification and why does it matter?

What is en primeur wine buying and is it worth it?
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Wine21 October 2026

What is en primeur wine buying and is it worth it?

Discover the mechanics of en primeur wine buying, the strategic benefits of securing rare allocations, and how UHNW collectors structure wine futures in 2026.

Why is fine wine considered a recession-proof investment?
Wine21 October 2026

Why is fine wine considered a recession-proof investment?

Explore the structural fundamentals that make fine wine a historically resilient asset class, offering high-net-worth investors diversification and low correlation to traditional financial markets.

How to buy off-market hypercars and collector vehicles
Cars7 October 2026

How to buy off-market hypercars and collector vehicles

Acquiring off-market hypercars and collector vehicles requires navigating a discreet world of specialist brokers, private networks, and rigorous due diligence. This guide explains the process, from sourcing rare models to structuring a secure transaction.

ICE vs EV collector cars: which is the better investment in 2026?
Cars7 October 2026

ICE vs EV collector cars: which is the better investment in 2026?

In 2026, classic Internal Combustion Engine (ICE) vehicles, particularly those with rare specifications and manual gearboxes, remain the superior and more established asset class for collectors over nascent EV hypercars.

Which luxury car brands hold their value best?
Cars6 October 2026

Which luxury car brands hold their value best?

Discover which luxury car brands like Ferrari and Porsche hold their value best. Expert analysis on the factors driving resale value for UHNW collectors.

What is the 1000 mile rule for supercar investments?
Cars2 October 2026

What is the 1000 mile rule for supercar investments?

The '1000 mile rule' is an informal benchmark in the supercar market suggesting that a vehicle with under 1,000 miles on the odometer is considered 'as new' or 'investment grade', commanding a significant price premium.

How to verify provenance when buying fine art
Art2 October 2026

How to verify provenance when buying fine art

Verifying fine art provenance involves a meticulous process of due diligence, including document analysis, expert consultation, and database searches to establish an unbroken chain of ownership.

Can you borrow money against your art collection?
Art1 October 2026

Can you borrow money against your art collection?

Yes, you can borrow significant sums of money against your fine art collection. This specialist financial tool, known as art-backed lending or art finance, allows collectors to unlock capital by using high-value artworks as collateral for a loan without selling them.

Why are private art sales overtaking auctions?
Art1 October 2026

Why are private art sales overtaking auctions?

Private art sales are overtaking auctions due to the unparalleled discretion, cost efficiency, and risk mitigation they offer, allowing high-net-worth collectors to transact high-value works away from the public glare and unpredictability of the auction floor.

What is blue-chip art and how to invest in it in 2026?
Art29 September 2026

What is blue-chip art and how to invest in it in 2026?

Blue-chip art refers to works by artists with established international reputations and a consistent track record of strong sales. Investing in this asset class requires rigorous due diligence and expert advice.

Primary vs secondary art market: which is better for beginners?
Art29 September 2026

Primary vs secondary art market: which is better for beginners?

For beginner collectors, the primary art market, accessed through galleries, is generally the more suitable starting point due to its relationship-driven nature and clearer pricing structures. The secondary market, dominated by auctions, typically requires more expertise and research.

What is the difference between summer and winter yacht seasons?
Yachts28 September 2026

What is the difference between summer and winter yacht seasons?

The global superyacht calendar is split into two main periods: the summer 'Med season' (May-Oct) in the Mediterranean and the winter 'Caribbean season' (Nov-Apr). This migration follows ideal weather, influencing charter locations, costs, and experiences.

What are expedition yachts and why are they trending in 2026?
Yachts28 September 2026

What are expedition yachts and why are they trending in 2026?

An expedition yacht is a robust, long-range vessel engineered for autonomous voyages to remote regions. They are trending in 2026 due to a UHNW desire for unique, experiential travel.

What is the APA on a superyacht charter?
Yachts28 September 2026

What is the APA on a superyacht charter?

The Advance Provisioning Allowance (APA) is a fund covering variable costs on a superyacht charter, like fuel and provisions. Learn how the APA is calculated, managed, and reconciled for a fully customised voyage.

Can You Make a Profit Chartering Out Your Superyacht?
Yachts28 September 2026

Can You Make a Profit Chartering Out Your Superyacht?

While generating a net profit from chartering a superyacht is exceptionally rare, a professionally managed charter program can significantly mitigate annual running costs.

What is a superyacht refit and how much does it cost?
Yachts28 September 2026

What is a superyacht refit and how much does it cost?

A superyacht refit is an extensive overhaul to repair, upgrade, or modify a vessel's systems, exterior, or interior. Costs are highly variable, typically ranging from 5% to over 20% of the yacht's value.

Why Do Superyachts Fly Cayman Islands and Red Ensign Flags?
Yachts24 September 2026

Why Do Superyachts Fly Cayman Islands and Red Ensign Flags?

Superyachts often fly the Cayman Islands flag, part of the prestigious Red Ensign Group, for its combination of tax neutrality, a robust legal system based on English common law, and global recognition, which facilitates financing and operations.

What is the most expensive part of running a superyacht?
Yachts24 September 2026

What is the most expensive part of running a superyacht?

The single most expensive part of running a superyacht is the crew. Crew costs, encompassing salaries, benefits, and training, consistently represent the largest portion of a yacht's annual operating budget.

What is a pre-purchase inspection for a private jet?
Jets23 September 2026

What is a pre-purchase inspection for a private jet?

A deep dive into the private jet pre-purchase inspection (PPI). Understand the process, costs, and critical checks before acquiring a multi-million-dollar asset.

How long does it take to buy a private jet?
Jets23 September 2026

How long does it take to buy a private jet?

The timeline for buying a private jet varies significantly, from 60-180 days for a pre-owned aircraft to over two years for a new factory order. The process involves multiple stages, including team assembly, market search, due diligence, financing, and legal structuring, each with its own time considerations.

What is the average hourly rate for chartering a heavy jet?
Jets23 September 2026

What is the average hourly rate for chartering a heavy jet?

The average hourly rate for chartering a heavy jet typically ranges from £8,000 to £15,000, but this base rate excludes significant variable costs such as fuel, airport fees, and crew expenses, which determine the final price.

What is the 10 percent rule in superyacht ownership?
Yachts23 September 2026

What is the 10 percent rule in superyacht ownership?

The 10 percent rule is a long-standing guideline in the superyacht industry suggesting that the annual cost of running a yacht is approximately 10% of its initial purchase price. This figure covers everything from crew salaries and fuel to insurance and maintenance.