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MillionPlus

A luxury asset marketplace and specialist finance advisory. Discreet, global, and backed by a carefully selected panel of private banks and specialist lenders.

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Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Million Plus is a trading style of MillionPlus.com International Limited. All finance enquiries are referred to Million Plus Private Finance Limited (FCA No. 1006539), which is an appointed representative of TMG Direct Limited. TMG Direct Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 786245) and is registered with the Information Commissioner's Office under the Data Protection Act 2018 (Registration No. ZA178200). Commercial mortgages, buy-to-let mortgages, and some forms of asset lending are not regulated by the Financial Conduct Authority. Million Plus Private Finance Ltd is a credit broker, not a lender.

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MillionPlus Journal

Insights & News

Market intelligence, case studies and expert commentary on property, luxury asset finance, crypto-backed lending and private wealth.

AllReal EstateFinanceCase StudiesMortgagesJetsLifestyleSuper YachtsAircraftYachtsReal Estate UAECryptoCars
How to Verify Provenance When Buying Fine Art
Art29 June 2026

How to Verify Provenance When Buying Fine Art

Verifying art provenance involves meticulously researching and documenting an artwork's history of ownership, exhibition, and publication to confirm its authenticity, value, and legal title. This guide details the essential steps for UHNW collectors.

ICE vs EV Collector Cars: Which is the Better Investment in 2026?
Cars29 June 2026

ICE vs EV Collector Cars: Which is the Better Investment in 2026?

In 2026, ICE vehicles with manual gearboxes offer established investment value, while limited-run EV hypercars present a high-risk, high-reward alternative.

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Which luxury car brands hold their value best?
Cars29 June 2026

Which luxury car brands hold their value best?

Discover which luxury car brands like Ferrari and Porsche hold their value best through an expert analysis of resale value, depreciation factors, and financing strategies.

What is the 1000 mile rule for supercar investments?
Cars29 June 2026

What is the 1000 mile rule for supercar investments?

Discover the '1000 mile rule' for supercar investments. Learn how mileage impacts resale value and how to maximise your returns on collectible high-performance vehicles.

Beyond Mortgages: A Guide to Sophisticated Lending for High-Net-Worth Individuals
Finance26 June 2026

Beyond Mortgages: A Guide to Sophisticated Lending for High-Net-Worth Individuals

A guide for HNW individuals on sophisticated lending solutions beyond traditional mortgages, including Lombard loans, single-stock financing, and crypto-backed loans, which offer superior rates and flexibility.

Why are private art sales overtaking auctions?
Art26 June 2026

Why are private art sales overtaking auctions?

Private art sales, or private treaty sales, are increasingly preferred over public auctions by UHNW collectors due to their discretion, cost-effectiveness, and mitigation of auction risks. This shift allows for greater control over the sale of high-value artworks.

What is blue-chip art and how to invest in it in 2026?
Art25 June 2026

What is blue-chip art and how to invest in it in 2026?

Explore the world of blue-chip art investment in 2026. Learn what defines artists like Warhol and Richter, how to acquire and finance works, and the strategies for UHNW portfolios.

Primary vs Secondary Art Market: Which is Better for Beginners?
Art25 June 2026

Primary vs Secondary Art Market: Which is Better for Beginners?

For new collectors, the secondary art market offers a lower-risk entry with established artists and transparent pricing, while the primary market presents higher-risk, higher-reward opportunities and a direct connection to emerging talent. Understanding the key differences is crucial for building a successful collection.

What is the difference between summer and winter yacht seasons?
Yachts24 June 2026

What is the difference between summer and winter yacht seasons?

The primary difference between summer and winter yacht seasons lies in their geography and timing, dictated by climate. The summer 'Med season' runs from May to October in the Mediterranean, while the winter 'Caribbean season' runs from November to April, avoiding the respective regions' adverse weather.

What are expedition yachts and why are they trending in 2026?
Yachts24 June 2026

What are expedition yachts and why are they trending in 2026?

Expedition yachts are robust, long-range vessels designed for exploring the world's most remote regions. In 2026, they are trending among UHNW individuals due to a growing desire for unique experiences, enhanced privacy, and advancements in sustainable technology.

How to Release Capital From a Property Portfolio Without Selling (2026)
Real Estate23 June 2026

How to Release Capital From a Property Portfolio Without Selling (2026)

Discover how experienced property investors use portfolio remortgaging to release capital without selling assets, avoiding Capital Gains Tax and positioning their portfolios for strategic growth.

A Guide to Restructuring Your Property Portfolio into a Limited Company (SPV 2026)
Real Estate23 June 2026

A Guide to Restructuring Your Property Portfolio into a Limited Company (SPV 2026)

A detailed guide for UK landlords on restructuring a personally-owned property portfolio into a tax-efficient Limited Company (SPV) to mitigate Section 24 and improve profitability.

What is the APA on a superyacht charter?
Yachts22 June 2026

What is the APA on a superyacht charter?

The Advance Provisioning Allowance (APA) is a standard superyacht charter expense, typically 25-35% of the base fee, used to cover variable costs like fuel, food, and port fees. It operates as a transparent fund managed by the captain to create a seamless, bespoke experience for the charterer.

How much should you tip a superyacht crew?
Yachts22 June 2026

How much should you tip a superyacht crew?

The industry standard for a superyacht crew tip is 10-20% of the base charter fee, depending on the region and the quality of service. This guide explains the nuances of crew gratuity etiquette.

Can You Make a Profit Chartering Out Your Superyacht?
Yachts22 June 2026

Can You Make a Profit Chartering Out Your Superyacht?

Chartering your superyacht is an effective way to offset significant operational expenses, but it is not a profit-making investment. This guide explores the real costs, potential revenue, and financial realities of placing your vessel on the charter market.

Why do superyachts fly Cayman Islands and Red Ensign flags?
Yachts22 June 2026

Why do superyachts fly Cayman Islands and Red Ensign flags?

Superyachts often fly Cayman Islands and Red Ensign flags to leverage a prestigious, stable, and secure regulatory framework combined with significant financial and operational advantages. This choice offers the global protection of a British ship while benefiting from the Cayman Islands' tax-neutral environment and flexible crewing laws.

What is the most expensive part of running a superyacht?
Yachts22 June 2026

What is the most expensive part of running a superyacht?

The single most expensive part of running a superyacht is the crew. Crew salaries and associated costs consistently account for 40% to 50% of a vessel's total annual operating budget.

What is the 10 percent rule in superyacht ownership?
Yachts22 June 2026

What is the 10 percent rule in superyacht ownership?

The 10% rule in superyacht ownership is a widely accepted guideline stating that the annual running costs of a yacht will amount to approximately 10% of its initial purchase price. This figure covers everything from crew salaries and maintenance to insurance and mooring fees.

Can you bring pets on a private jet?
Jets22 June 2026

Can you bring pets on a private jet?

Yes, pets can travel in the cabin on a private jet. Unlike commercial flights, private aviation allows pets to fly with their owners, providing a safer and less stressful experience.

What is Sustainable Aviation Fuel and why does it cost more?
Jets22 June 2026

What is Sustainable Aviation Fuel and why does it cost more?

An expert guide to Sustainable Aviation Fuel (SAF). Discover how it's made, why it costs 2-5x more than jet fuel, and the impact of EU & UK mandates on private aviation.

Is Fractional Jet Ownership Worth It?
Jets22 June 2026

Is Fractional Jet Ownership Worth It?

Fractional jet ownership is worth it for those flying 50-400 hours annually who value guaranteed access and consistency over the lower commitment of charter or jet cards. It offers ownership benefits without the full management burden.

What are jet cards and how do they work?
Jets16 June 2026

What are jet cards and how do they work?

A jet card is a private aviation product allowing clients to pre-purchase a block of flight hours on a specific category of private jet at a fixed hourly rate, providing guaranteed availability and simplified booking.

What are empty leg flights and how to find them?
Jets16 June 2026

What are empty leg flights and how to find them?

Empty leg flights are one-way private jet charters that occur when an aircraft needs to reposition, often available at a significant discount compared to standard charter rates.

What is the average hourly rate for chartering a heavy jet?
Jets16 June 2026

What is the average hourly rate for chartering a heavy jet?

The average hourly rate for chartering a heavy jet typically ranges from £8,000 to £15,000, excluding additional costs like positioning fees, airport charges, and taxes which contribute to the final price.