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MillionPlus

A luxury asset marketplace and specialist finance advisory. Discreet, global, and backed by a carefully selected panel of private banks and specialist lenders.

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Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Million Plus is a trading style of MillionPlus.com International Limited. All finance enquiries are referred to Million Plus Private Finance Limited (FCA No. 1006539), which is an appointed representative of TMG Direct Limited. TMG Direct Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 786245) and is registered with the Information Commissioner's Office under the Data Protection Act 2018 (Registration No. ZA178200). Commercial mortgages, buy-to-let mortgages, and some forms of asset lending are not regulated by the Financial Conduct Authority. Million Plus Private Finance Ltd is a credit broker, not a lender.

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MillionPlus Journal

Insights & News

Market intelligence, case studies and expert commentary on property, luxury asset finance, crypto-backed lending and private wealth.

AllReal EstateFinanceCase StudiesMortgagesJetsYachtsLifestyleSuper YachtsAircraftCarsWineArt
What is the difference between summer and winter yacht seasons?
Yachts13 August 2026

What is the difference between summer and winter yacht seasons?

The primary difference between summer and winter yachting seasons lies in their geographical location and timing, with the summer 'Med season' in the Mediterranean and the winter 'Caribbean season' in the Caribbean and Bahamas.

The Dangers of Over-Leverage: A Cautionary Tale for UHNW Property Owners
Real Estate11 August 2026

The Dangers of Over-Leverage: A Cautionary Tale for UHNW Property Owners

Learn from the cautionary tales of billionaires who lost their trophy homes. This article explores the critical dangers of over-leverage and cross-collateralisation in UHNW property portfolios and how to mitigate them.

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How to Finance a Super-Prime Property: A UHNW Guide to Private Bank Lending
Real Estate11 August 2026

How to Finance a Super-Prime Property: A UHNW Guide to Private Bank Lending

A detailed guide on how UHNW individuals finance super-prime property. Learn about private bank lending, Lombard loans, and using an investment portfolio to secure tax-efficient funding for trophy assets.

Why UHNW Investors Use Trophy Real Estate as a Wealth Preservation Tool
Real Estate11 August 2026

Why UHNW Investors Use Trophy Real Estate as a Wealth Preservation Tool

Discover why ultra-high-net-worth individuals invest in trophy real estate. Learn how these scarce, unique properties act as a secure store of value, providing a hedge against inflation and market volatility.

What are expedition yachts and why are they trending in 2026?
Yachts11 August 2026

What are expedition yachts and why are they trending in 2026?

An expedition yacht is a robust, long-range motor yacht built for self-sufficient cruising to remote destinations. They are trending in 2026 due to a UHNW shift towards unique, experiential travel.

What is the APA on a superyacht charter?
Yachts11 August 2026

What is the APA on a superyacht charter?

The Advance Provisioning Allowance (APA) is a standard fund, typically 30-35% of the base charter fee, collected before a superyacht charter to cover variable expenses like fuel, food, beverages, and port fees on behalf of the charterer.

How Much Should You Tip a Superyacht Crew?
Yachts10 August 2026

How Much Should You Tip a Superyacht Crew?

The accepted industry standard for a superyacht crew tip is between 10% and 20% of the base charter fee, with the final amount reflecting the quality of service you received during your voyage.

Can you make a profit chartering out your superyacht?
Yachts10 August 2026

Can you make a profit chartering out your superyacht?

Making a net profit from chartering a private superyacht is exceptionally rare; the primary financial goal is significant cost mitigation, often covering 50-80% of annual operating expenses.

How much does fuel cost for a 50m superyacht?
Yachts10 August 2026

How much does fuel cost for a 50m superyacht?

The fuel for a 50m superyacht can cost between £60,000 and £120,000 for a single fill-up. The annual fuel budget often ranges from £200,000 to over £400,000, depending heavily on engine size, cruising speed, and itinerary.

What is a superyacht refit and how much does it cost?
Yachts10 August 2026

What is a superyacht refit and how much does it cost?

A superyacht refit is a comprehensive overhaul to upgrade a vessel's systems, exterior, or interior. Costs typically range from 1% of the yacht's value for minor works to over 10% for a major mid-life refit, often running into millions.

Why do superyachts fly Cayman Islands and Red Ensign flags?
Yachts10 August 2026

Why do superyachts fly Cayman Islands and Red Ensign flags?

Superyachts frequently fly the Cayman Islands flag, part of the prestigious Red Ensign Group, due to a strategic combination of financial efficiency, a robust English common law legal system, high regulatory standards, and operational flexibility.

What is the most expensive part of running a superyacht?
Yachts10 August 2026

What is the most expensive part of running a superyacht?

The single most expensive part of running a superyacht is invariably the crew. Salaries and associated costs typically account for 40-50% of the total annual operating budget.

What is the 10 percent rule in superyacht ownership?
Yachts10 August 2026

What is the 10 percent rule in superyacht ownership?

The 10 percent rule is a widely used guideline in the superyacht industry suggesting that the annual cost of running a yacht is approximately 10% of its initial purchase price. This figure covers everything from crew and fuel to maintenance and insurance.

Can You Bring Pets on a Private Jet?
Jets10 August 2026

Can You Bring Pets on a Private Jet?

Yes, pets can travel in the cabin on a private jet, offering a safer and more comfortable alternative to commercial flights. This guide covers the rules, costs, and preparation needed for seamless pet travel.

What is Sustainable Aviation Fuel and why does it cost more?
Jets10 August 2026

What is Sustainable Aviation Fuel and why does it cost more?

Sustainable Aviation Fuel (SAF) is a biofuel alternative that significantly reduces lifecycle carbon emissions compared to traditional jet fuel. Its higher price stems from limited feedstock, complex production, and a lack of economies of scale.

Is fractional jet ownership worth it?
Jets10 August 2026

Is fractional jet ownership worth it?

Fractional jet ownership is worth it for those flying 50-400 hours annually who need the consistency and guaranteed access of ownership without the full operational burden.

What are jet cards and how do they work?
Jets10 August 2026

What are jet cards and how do they work?

A jet card is a private aviation solution where clients pre-purchase a set number of flight hours on a specific category of private jet at a fixed or capped hourly rate. It offers guaranteed aircraft availability and predictable pricing.

What are empty leg flights and how to find them?
Jets4 August 2026

What are empty leg flights and how to find them?

An empty leg flight is a one-way private jet journey offered at a significant discount when an aircraft needs to reposition for its next charter or return to base. This guide explains how they work, the pros and cons, and how to find them.

What is the average hourly rate for chartering a heavy jet?
Jets4 August 2026

What is the average hourly rate for chartering a heavy jet?

The average hourly rate for chartering a heavy jet in 2026 is between £10,000 and £18,000. This rate depends on the aircraft model, age, route, and market demand, and excludes additional costs like positioning, taxes, and fees.

How long does it take to buy a private jet?
Jets3 August 2026

How long does it take to buy a private jet?

A pre-owned private jet can be purchased in 30-90 days, while ordering a new, custom-built jet from a manufacturer can take 18-36 months or more.

What is a pre-purchase inspection for a private jet?
Jets3 August 2026

What is a pre-purchase inspection for a private jet?

A Pre-Purchase Inspection (PPI) is a critical due diligence step in acquiring a pre-owned aircraft, involving a thorough technical evaluation of the jet's condition, records, and compliance to protect your investment.

Can you offset tax with a private jet?
Jets3 August 2026

Can you offset tax with a private jet?

Discover if you can offset tax with a private jet. Expert guide on UK capital allowances, US bonus depreciation, and charter income for UHNW owners.

How much does a private jet cost from light to ultra-long range?
Jets3 August 2026

How much does a private jet cost from light to ultra-long range?

A comprehensive guide to private jet prices in 2026, covering new and pre-owned aircraft from very light jets to ultra-long-range flagships, including detailed operating costs and financing considerations.

New vs pre-owned private jets: which is better in 2026?
Jets3 August 2026

New vs pre-owned private jets: which is better in 2026?

In 2026, a pre-owned private jet typically offers superior financial value and immediate availability, while a new jet provides the latest technology, a full warranty, and complete customisation.