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MillionPlus

A luxury asset marketplace and specialist finance advisory. Discreet, global, and backed by a carefully selected panel of private banks and specialist lenders.

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Million Plus is a trading style of MillionPlus.com International Limited. All finance enquiries are referred to Million Plus Private Finance Limited (FCA No. 1006539), which is an appointed representative of TMG Direct Limited. TMG Direct Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 786245) and is registered with the Information Commissioner's Office under the Data Protection Act 2018 (Registration No. ZA178200). Commercial mortgages, buy-to-let mortgages, and some forms of asset lending are not regulated by the Financial Conduct Authority. Million Plus Private Finance Ltd is a credit broker, not a lender.

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Insights & News

Market intelligence, case studies and expert commentary on property, luxury asset finance, crypto-backed lending and private wealth.

AllReal EstateFinanceCase StudiesMortgagesJetsLifestyleSuper YachtsAircraftYachtsReal Estate UAECryptoCars
What is the APA on a superyacht charter?
Yachts7 May 2026

What is the APA on a superyacht charter?

The Advance Provisioning Allowance (APA) is a standard fund, typically 30-40% of the charter fee, used by the captain to cover variable expenses like fuel, food, and port fees on your behalf.

How much should you tip a superyacht crew?
Yachts7 May 2026

How much should you tip a superyacht crew?

The industry standard for tipping a superyacht crew is 5-20% of the base charter fee, reflecting service quality. Gratuity is given to the captain for fair distribution among all crew members.

Can you make a profit chartering out your superyacht?
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Yachts6 May 2026

Can you make a profit chartering out your superyacht?

It is exceptionally rare to make a net profit from chartering a superyacht. Chartering is a financial strategy for cost mitigation, allowing owners to offset a substantial portion of annual operating expenses, not a profit-generating investment.

What is a superyacht refit and how much does it cost?
Yachts6 May 2026

What is a superyacht refit and how much does it cost?

A superyacht refit is a comprehensive overhaul of a vessel's technical systems, interior, or structure, typically costing between 5% and 20% of the yacht's value. The process involves extensive planning, shipyard work, and significant financial investment to upgrade, modernise, or repair the yacht beyond routine maintenance.

How much does fuel cost for a 50m superyacht?
Yachts5 May 2026

How much does fuel cost for a 50m superyacht?

A 50m superyacht can cost between £150,000 and £250,000 for a single fill-up, with hourly fuel consumption at cruising speed costing £750 to £1,500, making it a primary operational expense.

Why do superyachts fly Cayman Islands and Red Ensign flags?
Yachts5 May 2026

Why do superyachts fly Cayman Islands and Red Ensign flags?

Superyachts frequently fly the Cayman Islands and other Red Ensign flags due to a combination of tax neutrality, a stable English Common Law legal system, robust corporate structures, and the prestige and protection associated with the British maritime registry.

What is the most expensive part of running a superyacht?
Yachts5 May 2026

What is the most expensive part of running a superyacht?

The single most expensive part of running a superyacht is the crew. Crew costs, encompassing salaries, benefits, and training, consistently account for 40% to 50% of the total annual operating budget.

What is the 10 percent rule in superyacht ownership?
Yachts5 May 2026

What is the 10 percent rule in superyacht ownership?

The 10 percent rule states that the annual running cost of a superyacht is approximately 10% of its initial purchase price. This widely used benchmark covers everything from crew salaries and fuel to insurance and maintenance, providing a crucial starting point for prospective owners to budget for the significant operational expenses involved.

Can you bring pets on a private jet?
Jets5 May 2026

Can you bring pets on a private jet?

Yes, you can bring pets on a private jet, where they can travel in the main cabin with you. This offers a significantly safer, more comfortable, and less stressful alternative to commercial airline travel for animals.

What is Sustainable Aviation Fuel and why does it cost more?
Jets5 May 2026

What is Sustainable Aviation Fuel and why does it cost more?

Sustainable Aviation Fuel (SAF) is a biofuel that reduces carbon emissions by up to 80% compared to jet fuel. It costs more due to expensive feedstocks and a current lack of scaled manufacturing.

Is fractional jet ownership worth it?
Jets4 May 2026

Is fractional jet ownership worth it?

Fractional jet ownership is worth it for individuals or businesses flying between 50 and 400 hours annually, offering a balance between the high costs of full ownership and the limitations of chartering. It provides guaranteed access, predictable costs, and eliminates management burdens.

What are empty leg flights and how to find them?
Jets1 May 2026

What are empty leg flights and how to find them?

Empty leg flights are one-way private jet journeys that occur when an aircraft needs to reposition for its next booked charter, offered at a significant discount. They provide a cost-effective entry into private aviation, but require flexibility from the passenger.

What are jet cards and how do they work?
Jets1 May 2026

What are jet cards and how do they work?

A jet card is a prepaid private aviation solution offering a block of flight hours on specific aircraft types at fixed hourly rates with guaranteed availability.

What is the average hourly rate for chartering a heavy jet?
Jets29 April 2026

What is the average hourly rate for chartering a heavy jet?

The average hourly rate for chartering a heavy jet ranges from £10,000 to £18,000. This rate is a key component of the total charter cost, which also includes fuel, airport fees, and crew expenses.

At what point does buying a private jet make financial sense?
Jets28 April 2026

At what point does buying a private jet make financial sense?

Buying a private jet typically makes financial sense when you fly between 200 and 400 hours per year, as the annual cost of on-demand chartering begins to exceed the total cost of ownership.

What are the hidden fixed costs of owning a private jet?
Jets28 April 2026

What are the hidden fixed costs of owning a private jet?

The primary fixed costs of private jet ownership, beyond the purchase price, include crew salaries and training, hangarage, insurance, management fees, and essential technical subscriptions. These annual expenses can easily exceed £1 million for a midsize jet.

New vs pre-owned private jets: which is better in 2026?
Jets28 April 2026

New vs pre-owned private jets: which is better in 2026?

In 2026, a pre-owned private jet, particularly a model between 5-10 years old, offers the best balance of value, immediate availability, and proven technology for most buyers.

How much does a private jet cost from light to ultra-long range?
Jets28 April 2026

How much does a private jet cost from light to ultra-long range?

Private jet prices range from £2 million for a pre-owned very light jet to over £65 million for a new ultra-long-range aircraft. The final cost depends on the jet's category, age, customisation, and avionics.

What is a pre-purchase inspection for a private jet?
Jets28 April 2026

What is a pre-purchase inspection for a private jet?

A pre-purchase inspection (PPI) is a comprehensive technical evaluation of a private jet's condition, maintenance history, and regulatory compliance. It is the most critical due diligence step to mitigate risk and verify the asset's value before a purchase is finalised.

Can you offset tax with a private jet?
Jets28 April 2026

Can you offset tax with a private jet?

Discover how to legally offset UK tax with a private jet. This is primarily achieved through Capital Allowances and VAT recovery, both of which require the aircraft to be structured as a legitimate business asset with genuine commercial use, such as third-party charter.

Prediction: Why the Bank of England Will Hold Interest Rates at 3.75% This Week
Finance17 March 2026

Prediction: Why the Bank of England Will Hold Interest Rates at 3.75% This Week

Rate Decision Prediction: Why the Bank of England Will Hold Interest Rates at 3.75% This Week Published: 17 March 2026 Author: Paul Welch This Thursday, March 19, the Bank of England's Monetary Policy Committee (MPC) will announce its latest decision on the UK's base interest rate.

Red Alert: Why the UK Mortgage Market Just Hit a Tipping Point
Finance9 March 2026

Red Alert: Why the UK Mortgage Market Just Hit a Tipping Point

Market Alert Red Alert: Why the UK Mortgage Market Just Hit a Tipping Point The financial markets have sent a clear and urgent signal. In the last 48 hours, the underlying costs that determine every fixed-rate mortgage in the UK have surged dramatically. This is not a minor fluctuation.

How Our Private Client Refinanced their £14.4 Million International Property Portfolio
Million Pound Mortgages16 February 2026

How Our Private Client Refinanced their £14.4 Million International Property Portfolio

Our client, a global property investor with holdings across several jurisdictions, approached Million Plus Private Finance seeking refinancing for their international portfolio valued at £14.4 million. The aim was to simplify multiple existing loans, manage currency risk and improve cash flow by structuring their borrowing more efficiently.

How Our Client Released Equity from Their £18 Million Prime London Property
Case Studies16 February 2026

How Our Client Released Equity from Their £18 Million Prime London Property

Our client owned a beautiful prime property in the heart of central London, valued at £18 million. As a long-standing client with a diverse global investment portfolio, they wanted to release capital tied up in their London residence to fund several new opportunities abroad.