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MillionPlus

A luxury asset marketplace and specialist finance advisory. Discreet, global, and backed by a carefully selected panel of private banks and specialist lenders.

020 7519 4950

Services

  • Real Estate
  • Yachts
  • Jets
  • Cars
  • Luxury Items
  • Premium Domains
  • Private Finance

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  • Paul Welch
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Global Presence

  • London
  • Guernsey
  • Monaco
  • Dubai

© 2026 Millionplus.com International Ltd. All rights reserved.

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Your home or property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Million Plus is a trading style of MillionPlus.com International Limited. All finance enquiries are referred to Million Plus Private Finance Limited (FCA No. 1006539), which is an appointed representative of TMG Direct Limited. TMG Direct Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 786245) and is registered with the Information Commissioner's Office under the Data Protection Act 2018 (Registration No. ZA178200). Commercial mortgages, buy-to-let mortgages, and some forms of asset lending are not regulated by the Financial Conduct Authority. Million Plus Private Finance Ltd is a credit broker, not a lender.

Head Office: Aegon House, 13 Lanark Square, London, E14 9QD. MillionPlus.com International Limited is registered in Guernsey No. 66225. Registered Address: Office 4, Caslon Court, Pitronnerie Road, St Peter Port, GY1 2RW. Million Plus Private Finance Limited is registered in England and Wales No. 08503362. Registered Address: Azets Burnham Yard, Beaconsfield, Bucks, United Kingdom, HP9 2JH.

MillionPlus Journal

Insights & News

Market intelligence, case studies and expert commentary on property, luxury asset finance, crypto-backed lending and private wealth.

AllReal EstateFinanceCase StudiesMortgagesJetsYachtsLifestyleSuper YachtsAircraftCarsWineArt
How to Value and Trade Luxury Watches as Alternative Investments
Luxury Lifestyle10 June 2026

How to Value and Trade Luxury Watches as Alternative Investments

Learn how to value and trade luxury watches like Rolex and Patek Philippe as alternative investments. This expert guide for HNW collectors covers valuation, trading channels, and tax.

Hotel and hospitality finance: how to fund your next project
Finance10 June 2026

Hotel and hospitality finance: how to fund your next project

Discover the complete guide to securing hotel and hospitality finance in the UK. Learn about commercial mortgages, development loans, and how lenders assess trading potential to fund your next acquisition or refurbishment project.

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Portfolio landlord mortgages: financing multiple investment properties
Mortgages9 June 2026

Portfolio landlord mortgages: financing multiple investment properties

A comprehensive guide for HNW investors on portfolio landlord mortgages. Learn about PRA rules, SPV structures, and how to finance multiple properties in the UK.

High value home insurance: what standard policies miss
Insurance8 June 2026

High value home insurance: what standard policies miss

Standard home insurance often fails to protect high-value properties due to low single-item limits and the risk of underinsurance. Specialist policies offer tailored cover for assets like fine art and jewellery, agreed values, and a superior claims service.

How to finance a superyacht: loan structures and lender options
Yachts8 June 2026

How to finance a superyacht: loan structures and lender options

Financing a superyacht involves securing a specialised loan, typically a marine mortgage or asset-backed facility, from a private bank or specialist marine lender. The process requires extensive due diligence on both the borrower and the vessel.

Commercial property finance: rates, terms, and how to qualify
Finance5 June 2026

Commercial property finance: rates, terms, and how to qualify

A guide to securing commercial property finance in the UK, covering typical interest rates, loan terms, LTV ratios, and the key qualification criteria for investors and owner-occupiers.

How to insure a high net worth property portfolio
Insurance5 June 2026

How to insure a high net worth property portfolio

Insuring a high-net-worth property portfolio requires a specialist portfolio insurance policy from a dedicated HNW insurer, arranged through an expert broker.

European residency by investment: Spain, Italy, Portugal, Malta, Cyprus compared
Visas Residency4 June 2026

European residency by investment: Spain, Italy, Portugal, Malta, Cyprus compared

Compare Europe's leading residency by investment programmes. Expert analysis of Spain, Italy, Portugal, Malta, and Cyprus Golden Visas and their investment requirements.

Lisbon vs Porto luxury property: investment comparison for 2026
Real Estate4 June 2026

Lisbon vs Porto luxury property: investment comparison for 2026

Lisbon offers a mature, liquid luxury property market, while Porto presents higher growth potential and value. This analysis compares prime districts, yields, and taxes for UHNW investors considering Portugal in 2026.

Milan luxury property market: why it is surging ahead in 2026
Real Estate4 June 2026

Milan luxury property market: why it is surging ahead in 2026

Milan's luxury property market is surging in 2026, driven by post-Olympic investment, favourable tax regimes for foreign buyers, and its status as a global finance and fashion capital. Prime districts like Quadrilatero della Moda and Porta Nuova are seeing significant demand.

How ultra-high-net-worth individuals structure their borrowing
Finance4 June 2026

How ultra-high-net-worth individuals structure their borrowing

Discover how ultra-high-net-worth individuals use sophisticated borrowing as a strategic tool for wealth enhancement, tax efficiency, and liquidity management, leveraging their entire balance sheet through specialist financial structures.

The complete guide to expat mortgages in the UK for 2026
Expat Mortgages4 June 2026

The complete guide to expat mortgages in the UK for 2026

A complete guide to securing a UK expat mortgage in 2026, covering eligibility criteria, income verification for non-residents, deposit requirements, and the application process for HNW individuals.

What is asset-backed lending and who qualifies?
Finance4 June 2026

What is asset-backed lending and who qualifies?

Asset-backed lending is a type of financing where a loan is secured against the value of a specific asset. It is primarily designed for HNW and UHNW individuals who possess significant assets but require liquidity without wishing to sell them.

Crypto-backed loans explained: borrow against Bitcoin without selling
Crypto2 June 2026

Crypto-backed loans explained: borrow against Bitcoin without selling

A crypto-backed loan allows you to use your digital assets, like Bitcoin, as collateral to secure a fiat currency loan. This provides immediate liquidity without needing to sell your crypto and trigger a potential capital gains tax event.

Monaco residency and tax: the complete guide for UHNW individuals
Visas Residency2 June 2026

Monaco residency and tax: the complete guide for UHNW individuals

Explore the complete guide to Monaco residency for UHNW individuals. Learn about the application process, tax benefits, and financial requirements to relocate to this premier jurisdiction.

Spain Beckham Law explained: the 24% flat tax for expats
Visas Residency1 June 2026

Spain Beckham Law explained: the 24% flat tax for expats

Discover Spain's Beckham Law, the special impatriate tax regime offering a 24% flat rate on Spanish income and exempting most foreign income. Learn the requirements, benefits, and how to apply.

What is a green mortgage and how much can it save you?
Mortgages28 May 2026

What is a green mortgage and how much can it save you?

A green mortgage offers preferential terms, like rate discounts or cashback, for purchasing or upgrading energy-efficient properties with a high EPC rating. Discover how they work and the potential savings on both your loan and energy bills.

The Biggest Mistake Borrowers Make with Large Mortgages
Mortgages28 May 2026

The Biggest Mistake Borrowers Make with Large Mortgages

The most significant error high-net-worth borrowers make is applying to multiple lenders directly, creating a damaging credit footprint. A specialist broker can pre-screen your application to secure the best terms without harming your credit profile.

What is the stamp duty on a 2 million pound home in the UK?
Mortgages27 May 2026

What is the stamp duty on a 2 million pound home in the UK?

The standard Stamp Duty Land Tax (SDLT) on a £2 million home in England or Northern Ireland is £151,250. This figure can rise significantly to £211,250 if it is an additional property or even higher for non-UK residents.

How Large Bridging Loans Work for Buy Before You Sell
Mortgages26 May 2026

How Large Bridging Loans Work for Buy Before You Sell

Discover how large bridging loans enable you to buy a new property before selling your current one. Learn about the process, costs, and criteria from the experts at Million Plus.

Source of Wealth vs Source of Funds: What Lenders Want to Know
Mortgages26 May 2026

Source of Wealth vs Source of Funds: What Lenders Want to Know

Understand the critical difference between Source of Wealth (SoW) and Source of Funds (SoF) for large mortgage applications. Learn what documents lenders require to comply with AML regulations.

Can foreign nationals get large UK mortgages?
Mortgages26 May 2026

Can foreign nationals get large UK mortgages?

Yes, foreign nationals and non-residents can secure large UK mortgages, typically over £1 million. Success depends on meeting specific criteria from private banks and specialist lenders regarding deposit size, income verification, and source of wealth.

How long does a large mortgage application take?
Mortgages26 May 2026

How long does a large mortgage application take?

A large mortgage application (£1M+) in the UK typically takes 6 to 12 weeks, but can extend to 4+ months for complex cases due to enhanced due diligence (EDD) on income and wealth.

Why you need a specialist broker for a large mortgage
Mortgages26 May 2026

Why you need a specialist broker for a large mortgage

A specialist broker is essential for a large mortgage (£1M+) to access private banks and off-market products. They provide bespoke underwriting for complex income and negotiate superior terms unavailable from high street lenders.